LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,318
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,754
−HK$2,475/mo
Today · 4.125%
HK$83,229
baseline
▲ 0.50% · 4.625%
HK$88,294
+HK$5,065/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,458/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,128
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,465
−HK$2,370/mo
Today · 4.125%
HK$91,835
baseline
▲ 0.50% · 4.625%
HK$96,676
+HK$4,841/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,670/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,982
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,905
−HK$2,970/mo
Today · 4.125%
HK$99,875
baseline
▲ 0.50% · 4.625%
HK$105,953
+HK$6,078/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$199,750/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,554
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$107,358
−HK$2,845/mo
Today · 4.125%
HK$110,203
baseline
▲ 0.50% · 4.625%
HK$116,012
+HK$5,809/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$220,406/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,645
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$113,056
−HK$3,465/mo
Today · 4.125%
HK$116,521
baseline
▲ 0.50% · 4.625%
HK$123,611
+HK$7,090/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$233,042/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,979
−HK$6,591/mo
▼ 0.25% · 3.875%
HK$125,251
−HK$3,319/mo
Today · 4.125%
HK$128,570
baseline
▲ 0.50% · 4.625%
HK$135,347
+HK$6,777/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$257,140/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,973
−HK$8,840/mo
▼ 0.25% · 3.875%
HK$145,358
−HK$4,455/mo
Today · 4.125%
HK$149,813
baseline
▲ 0.50% · 4.625%
HK$158,929
+HK$9,116/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$299,626/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,831
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$161,037
−HK$4,267/mo
Today · 4.125%
HK$165,304
baseline
▲ 0.50% · 4.625%
HK$174,017
+HK$8,713/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$330,608/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,715 · Scale 2, in force from 26 Feb 2026)