LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,319
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,755
−HK$2,475/mo
Today · 4.125%
HK$83,230
baseline
▲ 0.50% · 4.625%
HK$88,294
+HK$5,064/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,460/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,129
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,466
−HK$2,370/mo
Today · 4.125%
HK$91,836
baseline
▲ 0.50% · 4.625%
HK$96,677
+HK$4,841/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,672/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,983
−HK$5,893/mo
▼ 0.25% · 3.875%
HK$96,906
−HK$2,970/mo
Today · 4.125%
HK$99,876
baseline
▲ 0.50% · 4.625%
HK$105,953
+HK$6,077/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$199,752/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,555
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$107,359
−HK$2,844/mo
Today · 4.125%
HK$110,203
baseline
▲ 0.50% · 4.625%
HK$116,012
+HK$5,809/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$220,406/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,646
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$113,057
−HK$3,465/mo
Today · 4.125%
HK$116,522
baseline
▲ 0.50% · 4.625%
HK$123,612
+HK$7,090/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$233,044/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,980
−HK$6,591/mo
▼ 0.25% · 3.875%
HK$125,252
−HK$3,319/mo
Today · 4.125%
HK$128,571
baseline
▲ 0.50% · 4.625%
HK$135,348
+HK$6,777/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$257,142/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,974
−HK$8,840/mo
▼ 0.25% · 3.875%
HK$145,359
−HK$4,455/mo
Today · 4.125%
HK$149,814
baseline
▲ 0.50% · 4.625%
HK$158,930
+HK$9,116/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$299,628/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,832
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$161,038
−HK$4,267/mo
Today · 4.125%
HK$165,305
baseline
▲ 0.50% · 4.625%
HK$174,019
+HK$8,714/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$330,610/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,727 · Scale 2, in force from 26 Feb 2026)