LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,327
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$80,763
−HK$2,475/mo
Today · 4.125%
HK$83,238
baseline
▲ 0.50% · 4.625%
HK$88,303
+HK$5,065/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$166,476/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,138
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$89,475
−HK$2,370/mo
Today · 4.125%
HK$91,845
baseline
▲ 0.50% · 4.625%
HK$96,687
+HK$4,842/mo
Deposit HK$17.17M · loan HK$17.17M · min. income ≈ HK$183,690/mo (50% DSR)
Upfront cash ≈ HK$18.63M (deposit + AVD stamp duty HK$1,459,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,992
−HK$5,894/mo
▼ 0.25% · 3.875%
HK$96,916
−HK$2,970/mo
Today · 4.125%
HK$99,886
baseline
▲ 0.50% · 4.625%
HK$105,964
+HK$6,078/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$199,772/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,565
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$107,370
−HK$2,845/mo
Today · 4.125%
HK$110,215
baseline
▲ 0.50% · 4.625%
HK$116,024
+HK$5,809/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$220,430/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,657
−HK$6,877/mo
▼ 0.25% · 3.875%
HK$113,068
−HK$3,466/mo
Today · 4.125%
HK$116,534
baseline
▲ 0.50% · 4.625%
HK$123,625
+HK$7,091/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$233,068/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,993
−HK$6,591/mo
▼ 0.25% · 3.875%
HK$125,265
−HK$3,319/mo
Today · 4.125%
HK$128,584
baseline
▲ 0.50% · 4.625%
HK$135,361
+HK$6,777/mo
Deposit HK$10.30M · loan HK$24.04M · min. income ≈ HK$257,168/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$1,459,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,988
−HK$8,841/mo
▼ 0.25% · 3.875%
HK$145,374
−HK$4,455/mo
Today · 4.125%
HK$149,829
baseline
▲ 0.50% · 4.625%
HK$158,946
+HK$9,117/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$299,658/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,848
−HK$8,474/mo
▼ 0.25% · 3.875%
HK$161,054
−HK$4,268/mo
Today · 4.125%
HK$165,322
baseline
▲ 0.50% · 4.625%
HK$174,036
+HK$8,714/mo
Deposit HK$3.43M · loan HK$30.91M · min. income ≈ HK$330,644/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$1,459,874 · Scale 2, in force from 26 Feb 2026)