LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,331
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,768
−HK$2,475/mo
Today · 4.125%
HK$83,243
baseline
▲ 0.50% · 4.625%
HK$88,308
+HK$5,065/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$166,486/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,459,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,142
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$89,480
−HK$2,371/mo
Today · 4.125%
HK$91,851
baseline
▲ 0.50% · 4.625%
HK$96,692
+HK$4,841/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$183,702/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,459,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,997
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$96,921
−HK$2,971/mo
Today · 4.125%
HK$99,892
baseline
▲ 0.50% · 4.625%
HK$105,970
+HK$6,078/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$199,784/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,571
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$107,376
−HK$2,845/mo
Today · 4.125%
HK$110,221
baseline
▲ 0.50% · 4.625%
HK$116,031
+HK$5,810/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$220,442/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,663
−HK$6,877/mo
▼ 0.25% · 3.875%
HK$113,075
−HK$3,465/mo
Today · 4.125%
HK$116,540
baseline
▲ 0.50% · 4.625%
HK$123,632
+HK$7,092/mo
Deposit HK$10.31M · loan HK$24.05M · min. income ≈ HK$233,080/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,459,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,999
−HK$6,592/mo
▼ 0.25% · 3.875%
HK$125,271
−HK$3,320/mo
Today · 4.125%
HK$128,591
baseline
▲ 0.50% · 4.625%
HK$135,369
+HK$6,778/mo
Deposit HK$10.31M · loan HK$24.05M · min. income ≈ HK$257,182/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,459,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,996
−HK$8,842/mo
▼ 0.25% · 3.875%
HK$145,382
−HK$4,456/mo
Today · 4.125%
HK$149,838
baseline
▲ 0.50% · 4.625%
HK$158,955
+HK$9,117/mo
Deposit HK$3.44M · loan HK$30.92M · min. income ≈ HK$299,676/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,459,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,856
−HK$8,475/mo
▼ 0.25% · 3.875%
HK$161,063
−HK$4,268/mo
Today · 4.125%
HK$165,331
baseline
▲ 0.50% · 4.625%
HK$174,046
+HK$8,715/mo
Deposit HK$3.44M · loan HK$30.92M · min. income ≈ HK$330,662/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,459,954 · Scale 2, in force from 26 Feb 2026)