LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,333
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$80,769
−HK$2,476/mo
Today · 4.125%
HK$83,245
baseline
▲ 0.50% · 4.625%
HK$88,310
+HK$5,065/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$166,490/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,459,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,144
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$89,481
−HK$2,371/mo
Today · 4.125%
HK$91,852
baseline
▲ 0.50% · 4.625%
HK$96,694
+HK$4,842/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$183,704/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,459,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,999
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$96,923
−HK$2,971/mo
Today · 4.125%
HK$99,894
baseline
▲ 0.50% · 4.625%
HK$105,972
+HK$6,078/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$199,788/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,573
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$107,378
−HK$2,845/mo
Today · 4.125%
HK$110,223
baseline
▲ 0.50% · 4.625%
HK$116,033
+HK$5,810/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$220,446/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,459,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,666
−HK$6,877/mo
▼ 0.25% · 3.875%
HK$113,077
−HK$3,466/mo
Today · 4.125%
HK$116,543
baseline
▲ 0.50% · 4.625%
HK$123,634
+HK$7,091/mo
Deposit HK$10.31M · loan HK$24.05M · min. income ≈ HK$233,086/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,459,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,002
−HK$6,591/mo
▼ 0.25% · 3.875%
HK$125,274
−HK$3,319/mo
Today · 4.125%
HK$128,593
baseline
▲ 0.50% · 4.625%
HK$135,372
+HK$6,779/mo
Deposit HK$10.31M · loan HK$24.05M · min. income ≈ HK$257,186/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,459,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,999
−HK$8,842/mo
▼ 0.25% · 3.875%
HK$145,385
−HK$4,456/mo
Today · 4.125%
HK$149,841
baseline
▲ 0.50% · 4.625%
HK$158,958
+HK$9,117/mo
Deposit HK$3.44M · loan HK$30.92M · min. income ≈ HK$299,682/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,459,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,860
−HK$8,474/mo
▼ 0.25% · 3.875%
HK$161,066
−HK$4,268/mo
Today · 4.125%
HK$165,334
baseline
▲ 0.50% · 4.625%
HK$174,049
+HK$8,715/mo
Deposit HK$3.44M · loan HK$30.92M · min. income ≈ HK$330,668/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,459,983 · Scale 2, in force from 26 Feb 2026)