LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,345
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$80,782
−HK$2,476/mo
Today · 4.125%
HK$83,258
baseline
▲ 0.50% · 4.625%
HK$88,324
+HK$5,066/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$166,516/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,158
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$89,496
−HK$2,371/mo
Today · 4.125%
HK$91,867
baseline
▲ 0.50% · 4.625%
HK$96,709
+HK$4,842/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$183,734/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,014
−HK$5,895/mo
▼ 0.25% · 3.875%
HK$96,938
−HK$2,971/mo
Today · 4.125%
HK$99,909
baseline
▲ 0.50% · 4.625%
HK$105,989
+HK$6,080/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$199,818/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,460,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,590
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$107,395
−HK$2,845/mo
Today · 4.125%
HK$110,240
baseline
▲ 0.50% · 4.625%
HK$116,051
+HK$5,811/mo
Deposit HK$13.74M · loan HK$20.61M · min. income ≈ HK$220,480/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,460,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,683
−HK$6,878/mo
▼ 0.25% · 3.875%
HK$113,095
−HK$3,466/mo
Today · 4.125%
HK$116,561
baseline
▲ 0.50% · 4.625%
HK$123,653
+HK$7,092/mo
Deposit HK$10.31M · loan HK$24.05M · min. income ≈ HK$233,122/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,021
−HK$6,593/mo
▼ 0.25% · 3.875%
HK$125,294
−HK$3,320/mo
Today · 4.125%
HK$128,614
baseline
▲ 0.50% · 4.625%
HK$135,393
+HK$6,779/mo
Deposit HK$10.31M · loan HK$24.05M · min. income ≈ HK$257,228/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,021
−HK$8,843/mo
▼ 0.25% · 3.875%
HK$145,407
−HK$4,457/mo
Today · 4.125%
HK$149,864
baseline
▲ 0.50% · 4.625%
HK$158,983
+HK$9,119/mo
Deposit HK$3.44M · loan HK$30.92M · min. income ≈ HK$299,728/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,884
−HK$8,476/mo
▼ 0.25% · 3.875%
HK$161,092
−HK$4,268/mo
Today · 4.125%
HK$165,360
baseline
▲ 0.50% · 4.625%
HK$174,077
+HK$8,717/mo
Deposit HK$3.44M · loan HK$30.92M · min. income ≈ HK$330,720/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,214 · Scale 2, in force from 26 Feb 2026)