LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,347
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$80,784
−HK$2,476/mo
Today · 4.125%
HK$83,260
baseline
▲ 0.50% · 4.625%
HK$88,326
+HK$5,066/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$166,520/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,160
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$89,497
−HK$2,372/mo
Today · 4.125%
HK$91,869
baseline
▲ 0.50% · 4.625%
HK$96,711
+HK$4,842/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$183,738/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,016
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,940
−HK$2,972/mo
Today · 4.125%
HK$99,912
baseline
▲ 0.50% · 4.625%
HK$105,991
+HK$6,079/mo
Deposit HK$13.74M · loan HK$20.62M · min. income ≈ HK$199,824/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,460,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,592
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,397
−HK$2,846/mo
Today · 4.125%
HK$110,243
baseline
▲ 0.50% · 4.625%
HK$116,054
+HK$5,811/mo
Deposit HK$13.74M · loan HK$20.62M · min. income ≈ HK$220,486/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,460,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,685
−HK$6,878/mo
▼ 0.25% · 3.875%
HK$113,097
−HK$3,466/mo
Today · 4.125%
HK$116,563
baseline
▲ 0.50% · 4.625%
HK$123,656
+HK$7,093/mo
Deposit HK$10.31M · loan HK$24.05M · min. income ≈ HK$233,126/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,024
−HK$6,592/mo
▼ 0.25% · 3.875%
HK$125,296
−HK$3,320/mo
Today · 4.125%
HK$128,616
baseline
▲ 0.50% · 4.625%
HK$135,396
+HK$6,780/mo
Deposit HK$10.31M · loan HK$24.05M · min. income ≈ HK$257,232/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,024
−HK$8,843/mo
▼ 0.25% · 3.875%
HK$145,411
−HK$4,456/mo
Today · 4.125%
HK$149,867
baseline
▲ 0.50% · 4.625%
HK$158,986
+HK$9,119/mo
Deposit HK$3.44M · loan HK$30.92M · min. income ≈ HK$299,734/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,888
−HK$8,476/mo
▼ 0.25% · 3.875%
HK$161,095
−HK$4,269/mo
Today · 4.125%
HK$165,364
baseline
▲ 0.50% · 4.625%
HK$174,080
+HK$8,716/mo
Deposit HK$3.44M · loan HK$30.92M · min. income ≈ HK$330,728/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,244 · Scale 2, in force from 26 Feb 2026)