LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,352
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$80,790
−HK$2,476/mo
Today · 4.125%
HK$83,266
baseline
▲ 0.50% · 4.625%
HK$88,332
+HK$5,066/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$166,532/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,166
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$89,504
−HK$2,372/mo
Today · 4.125%
HK$91,876
baseline
▲ 0.50% · 4.625%
HK$96,718
+HK$4,842/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$183,752/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,023
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,948
−HK$2,971/mo
Today · 4.125%
HK$99,919
baseline
▲ 0.50% · 4.625%
HK$105,999
+HK$6,080/mo
Deposit HK$13.74M · loan HK$20.62M · min. income ≈ HK$199,838/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,460,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,599
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$107,405
−HK$2,846/mo
Today · 4.125%
HK$110,251
baseline
▲ 0.50% · 4.625%
HK$116,062
+HK$5,811/mo
Deposit HK$13.74M · loan HK$20.62M · min. income ≈ HK$220,502/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,460,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,693
−HK$6,879/mo
▼ 0.25% · 3.875%
HK$113,105
−HK$3,467/mo
Today · 4.125%
HK$116,572
baseline
▲ 0.50% · 4.625%
HK$123,665
+HK$7,093/mo
Deposit HK$10.31M · loan HK$24.05M · min. income ≈ HK$233,144/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,033
−HK$6,593/mo
▼ 0.25% · 3.875%
HK$125,306
−HK$3,320/mo
Today · 4.125%
HK$128,626
baseline
▲ 0.50% · 4.625%
HK$135,406
+HK$6,780/mo
Deposit HK$10.31M · loan HK$24.05M · min. income ≈ HK$257,252/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,034
−HK$8,844/mo
▼ 0.25% · 3.875%
HK$145,421
−HK$4,457/mo
Today · 4.125%
HK$149,878
baseline
▲ 0.50% · 4.625%
HK$158,998
+HK$9,120/mo
Deposit HK$3.44M · loan HK$30.93M · min. income ≈ HK$299,756/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,899
−HK$8,477/mo
▼ 0.25% · 3.875%
HK$161,107
−HK$4,269/mo
Today · 4.125%
HK$165,376
baseline
▲ 0.50% · 4.625%
HK$174,093
+HK$8,717/mo
Deposit HK$3.44M · loan HK$30.93M · min. income ≈ HK$330,752/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,352 · Scale 2, in force from 26 Feb 2026)