LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,355
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$80,792
−HK$2,476/mo
Today · 4.125%
HK$83,268
baseline
▲ 0.50% · 4.625%
HK$88,335
+HK$5,067/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$166,536/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,169
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$89,507
−HK$2,371/mo
Today · 4.125%
HK$91,878
baseline
▲ 0.50% · 4.625%
HK$96,721
+HK$4,843/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$183,756/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,026
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,950
−HK$2,972/mo
Today · 4.125%
HK$99,922
baseline
▲ 0.50% · 4.625%
HK$106,002
+HK$6,080/mo
Deposit HK$13.74M · loan HK$20.62M · min. income ≈ HK$199,844/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,603
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,408
−HK$2,846/mo
Today · 4.125%
HK$110,254
baseline
▲ 0.50% · 4.625%
HK$116,066
+HK$5,812/mo
Deposit HK$13.74M · loan HK$20.62M · min. income ≈ HK$220,508/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,697
−HK$6,878/mo
▼ 0.25% · 3.875%
HK$113,109
−HK$3,466/mo
Today · 4.125%
HK$116,575
baseline
▲ 0.50% · 4.625%
HK$123,669
+HK$7,094/mo
Deposit HK$10.31M · loan HK$24.05M · min. income ≈ HK$233,150/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,036
−HK$6,594/mo
▼ 0.25% · 3.875%
HK$125,309
−HK$3,321/mo
Today · 4.125%
HK$128,630
baseline
▲ 0.50% · 4.625%
HK$135,410
+HK$6,780/mo
Deposit HK$10.31M · loan HK$24.05M · min. income ≈ HK$257,260/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,038
−HK$8,845/mo
▼ 0.25% · 3.875%
HK$145,425
−HK$4,458/mo
Today · 4.125%
HK$149,883
baseline
▲ 0.50% · 4.625%
HK$159,003
+HK$9,120/mo
Deposit HK$3.44M · loan HK$30.93M · min. income ≈ HK$299,766/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,904
−HK$8,477/mo
▼ 0.25% · 3.875%
HK$161,112
−HK$4,269/mo
Today · 4.125%
HK$165,381
baseline
▲ 0.50% · 4.625%
HK$174,098
+HK$8,717/mo
Deposit HK$3.44M · loan HK$30.93M · min. income ≈ HK$330,762/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,395 · Scale 2, in force from 26 Feb 2026)