LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,356
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$80,793
−HK$2,476/mo
Today · 4.125%
HK$83,269
baseline
▲ 0.50% · 4.625%
HK$88,336
+HK$5,067/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$166,538/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,170
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$89,508
−HK$2,372/mo
Today · 4.125%
HK$91,880
baseline
▲ 0.50% · 4.625%
HK$96,723
+HK$4,843/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$183,760/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,027
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,952
−HK$2,971/mo
Today · 4.125%
HK$99,923
baseline
▲ 0.50% · 4.625%
HK$106,003
+HK$6,080/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$199,846/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,604
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$107,410
−HK$2,846/mo
Today · 4.125%
HK$110,256
baseline
▲ 0.50% · 4.625%
HK$116,067
+HK$5,811/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$220,512/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,698
−HK$6,879/mo
▼ 0.25% · 3.875%
HK$113,110
−HK$3,467/mo
Today · 4.125%
HK$116,577
baseline
▲ 0.50% · 4.625%
HK$123,671
+HK$7,094/mo
Deposit HK$10.31M · loan HK$24.05M · min. income ≈ HK$233,154/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,038
−HK$6,593/mo
▼ 0.25% · 3.875%
HK$125,311
−HK$3,320/mo
Today · 4.125%
HK$128,631
baseline
▲ 0.50% · 4.625%
HK$135,412
+HK$6,781/mo
Deposit HK$10.31M · loan HK$24.05M · min. income ≈ HK$257,262/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,041
−HK$8,844/mo
▼ 0.25% · 3.875%
HK$145,428
−HK$4,457/mo
Today · 4.125%
HK$149,885
baseline
▲ 0.50% · 4.625%
HK$159,005
+HK$9,120/mo
Deposit HK$3.44M · loan HK$30.93M · min. income ≈ HK$299,770/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,906
−HK$8,477/mo
▼ 0.25% · 3.875%
HK$161,114
−HK$4,269/mo
Today · 4.125%
HK$165,383
baseline
▲ 0.50% · 4.625%
HK$174,101
+HK$8,718/mo
Deposit HK$3.44M · loan HK$30.93M · min. income ≈ HK$330,766/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,417 · Scale 2, in force from 26 Feb 2026)