LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,362
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$80,800
−HK$2,476/mo
Today · 4.125%
HK$83,276
baseline
▲ 0.50% · 4.625%
HK$88,343
+HK$5,067/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$166,552/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,177
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$89,515
−HK$2,372/mo
Today · 4.125%
HK$91,887
baseline
▲ 0.50% · 4.625%
HK$96,731
+HK$4,844/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$183,774/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,035
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,960
−HK$2,971/mo
Today · 4.125%
HK$99,931
baseline
▲ 0.50% · 4.625%
HK$106,012
+HK$6,081/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$199,862/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,613
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$107,418
−HK$2,847/mo
Today · 4.125%
HK$110,265
baseline
▲ 0.50% · 4.625%
HK$116,077
+HK$5,812/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$220,530/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,707
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$113,120
−HK$3,467/mo
Today · 4.125%
HK$116,587
baseline
▲ 0.50% · 4.625%
HK$123,681
+HK$7,094/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$233,174/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,048
−HK$6,594/mo
▼ 0.25% · 3.875%
HK$125,321
−HK$3,321/mo
Today · 4.125%
HK$128,642
baseline
▲ 0.50% · 4.625%
HK$135,423
+HK$6,781/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$257,284/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,052
−HK$8,845/mo
▼ 0.25% · 3.875%
HK$145,440
−HK$4,457/mo
Today · 4.125%
HK$149,897
baseline
▲ 0.50% · 4.625%
HK$159,018
+HK$9,121/mo
Deposit HK$3.44M · loan HK$30.93M · min. income ≈ HK$299,794/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,919
−HK$8,478/mo
▼ 0.25% · 3.875%
HK$161,127
−HK$4,270/mo
Today · 4.125%
HK$165,397
baseline
▲ 0.50% · 4.625%
HK$174,115
+HK$8,718/mo
Deposit HK$3.44M · loan HK$30.93M · min. income ≈ HK$330,794/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,536 · Scale 2, in force from 26 Feb 2026)