LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,363
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$80,800
−HK$2,477/mo
Today · 4.125%
HK$83,277
baseline
▲ 0.50% · 4.625%
HK$88,344
+HK$5,067/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$166,554/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,178
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$89,516
−HK$2,372/mo
Today · 4.125%
HK$91,888
baseline
▲ 0.50% · 4.625%
HK$96,731
+HK$4,843/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$183,776/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,035
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$96,960
−HK$2,972/mo
Today · 4.125%
HK$99,932
baseline
▲ 0.50% · 4.625%
HK$106,013
+HK$6,081/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$199,864/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,613
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$107,419
−HK$2,846/mo
Today · 4.125%
HK$110,265
baseline
▲ 0.50% · 4.625%
HK$116,078
+HK$5,813/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$220,530/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,708
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$113,121
−HK$3,467/mo
Today · 4.125%
HK$116,588
baseline
▲ 0.50% · 4.625%
HK$123,682
+HK$7,094/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$233,176/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,049
−HK$6,594/mo
▼ 0.25% · 3.875%
HK$125,322
−HK$3,321/mo
Today · 4.125%
HK$128,643
baseline
▲ 0.50% · 4.625%
HK$135,424
+HK$6,781/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$257,286/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,053
−HK$8,845/mo
▼ 0.25% · 3.875%
HK$145,441
−HK$4,457/mo
Today · 4.125%
HK$149,898
baseline
▲ 0.50% · 4.625%
HK$159,019
+HK$9,121/mo
Deposit HK$3.44M · loan HK$30.93M · min. income ≈ HK$299,796/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,920
−HK$8,478/mo
▼ 0.25% · 3.875%
HK$161,129
−HK$4,269/mo
Today · 4.125%
HK$165,398
baseline
▲ 0.50% · 4.625%
HK$174,116
+HK$8,718/mo
Deposit HK$3.44M · loan HK$30.93M · min. income ≈ HK$330,796/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,547 · Scale 2, in force from 26 Feb 2026)