LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,367
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$80,805
−HK$2,477/mo
Today · 4.125%
HK$83,282
baseline
▲ 0.50% · 4.625%
HK$88,349
+HK$5,067/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$166,564/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,183
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$89,521
−HK$2,372/mo
Today · 4.125%
HK$91,893
baseline
▲ 0.50% · 4.625%
HK$96,737
+HK$4,844/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$183,786/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$1,460,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,041
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$96,966
−HK$2,972/mo
Today · 4.125%
HK$99,938
baseline
▲ 0.50% · 4.625%
HK$106,019
+HK$6,081/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$199,876/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,619
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$107,425
−HK$2,847/mo
Today · 4.125%
HK$110,272
baseline
▲ 0.50% · 4.625%
HK$116,084
+HK$5,812/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$220,544/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,714
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$113,127
−HK$3,467/mo
Today · 4.125%
HK$116,594
baseline
▲ 0.50% · 4.625%
HK$123,689
+HK$7,095/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$233,188/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,056
−HK$6,594/mo
▼ 0.25% · 3.875%
HK$125,330
−HK$3,320/mo
Today · 4.125%
HK$128,650
baseline
▲ 0.50% · 4.625%
HK$135,432
+HK$6,782/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$257,300/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,061
−HK$8,846/mo
▼ 0.25% · 3.875%
HK$145,449
−HK$4,458/mo
Today · 4.125%
HK$149,907
baseline
▲ 0.50% · 4.625%
HK$159,029
+HK$9,122/mo
Deposit HK$3.44M · loan HK$30.93M · min. income ≈ HK$299,814/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,929
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$161,138
−HK$4,270/mo
Today · 4.125%
HK$165,408
baseline
▲ 0.50% · 4.625%
HK$174,126
+HK$8,718/mo
Deposit HK$3.44M · loan HK$30.93M · min. income ≈ HK$330,816/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,631 · Scale 2, in force from 26 Feb 2026)