LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,370
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$80,808
−HK$2,476/mo
Today · 4.125%
HK$83,284
baseline
▲ 0.50% · 4.625%
HK$88,352
+HK$5,068/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$166,568/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,460,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,186
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$89,524
−HK$2,372/mo
Today · 4.125%
HK$91,896
baseline
▲ 0.50% · 4.625%
HK$96,740
+HK$4,844/mo
Deposit HK$17.18M · loan HK$17.18M · min. income ≈ HK$183,792/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,460,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,044
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$96,969
−HK$2,972/mo
Today · 4.125%
HK$99,941
baseline
▲ 0.50% · 4.625%
HK$106,022
+HK$6,081/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$199,882/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,623
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$107,429
−HK$2,846/mo
Today · 4.125%
HK$110,275
baseline
▲ 0.50% · 4.625%
HK$116,088
+HK$5,813/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$220,550/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,718
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$113,131
−HK$3,467/mo
Today · 4.125%
HK$116,598
baseline
▲ 0.50% · 4.625%
HK$123,693
+HK$7,095/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$233,196/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,060
−HK$6,594/mo
▼ 0.25% · 3.875%
HK$125,333
−HK$3,321/mo
Today · 4.125%
HK$128,654
baseline
▲ 0.50% · 4.625%
HK$135,436
+HK$6,782/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$257,308/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,066
−HK$8,846/mo
▼ 0.25% · 3.875%
HK$145,454
−HK$4,458/mo
Today · 4.125%
HK$149,912
baseline
▲ 0.50% · 4.625%
HK$159,033
+HK$9,121/mo
Deposit HK$3.44M · loan HK$30.93M · min. income ≈ HK$299,824/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,934
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$161,143
−HK$4,270/mo
Today · 4.125%
HK$165,413
baseline
▲ 0.50% · 4.625%
HK$174,132
+HK$8,719/mo
Deposit HK$3.44M · loan HK$30.93M · min. income ≈ HK$330,826/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,676 · Scale 2, in force from 26 Feb 2026)