LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,378
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$80,816
−HK$2,477/mo
Today · 4.125%
HK$83,293
baseline
▲ 0.50% · 4.625%
HK$88,361
+HK$5,068/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$166,586/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,460,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,195
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$89,533
−HK$2,372/mo
Today · 4.125%
HK$91,905
baseline
▲ 0.50% · 4.625%
HK$96,750
+HK$4,845/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$183,810/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,460,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,053
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$96,979
−HK$2,972/mo
Today · 4.125%
HK$99,951
baseline
▲ 0.50% · 4.625%
HK$106,033
+HK$6,082/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$199,902/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,634
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$107,440
−HK$2,847/mo
Today · 4.125%
HK$110,287
baseline
▲ 0.50% · 4.625%
HK$116,100
+HK$5,813/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$220,574/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,729
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$113,142
−HK$3,468/mo
Today · 4.125%
HK$116,610
baseline
▲ 0.50% · 4.625%
HK$123,705
+HK$7,095/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$233,220/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,072
−HK$6,596/mo
▼ 0.25% · 3.875%
HK$125,346
−HK$3,322/mo
Today · 4.125%
HK$128,668
baseline
▲ 0.50% · 4.625%
HK$135,450
+HK$6,782/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$257,336/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,080
−HK$8,847/mo
▼ 0.25% · 3.875%
HK$145,469
−HK$4,458/mo
Today · 4.125%
HK$149,927
baseline
▲ 0.50% · 4.625%
HK$159,050
+HK$9,123/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$299,854/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,950
−HK$8,480/mo
▼ 0.25% · 3.875%
HK$161,160
−HK$4,270/mo
Today · 4.125%
HK$165,430
baseline
▲ 0.50% · 4.625%
HK$174,150
+HK$8,720/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$330,860/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,827 · Scale 2, in force from 26 Feb 2026)