LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,379
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$80,817
−HK$2,477/mo
Today · 4.125%
HK$83,294
baseline
▲ 0.50% · 4.625%
HK$88,362
+HK$5,068/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$166,588/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,460,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,196
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$89,534
−HK$2,372/mo
Today · 4.125%
HK$91,906
baseline
▲ 0.50% · 4.625%
HK$96,751
+HK$4,845/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$183,812/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,460,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,055
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$96,980
−HK$2,973/mo
Today · 4.125%
HK$99,953
baseline
▲ 0.50% · 4.625%
HK$106,034
+HK$6,081/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$199,906/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,635
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$107,441
−HK$2,847/mo
Today · 4.125%
HK$110,288
baseline
▲ 0.50% · 4.625%
HK$116,101
+HK$5,813/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$220,576/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,730
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$113,144
−HK$3,467/mo
Today · 4.125%
HK$116,611
baseline
▲ 0.50% · 4.625%
HK$123,707
+HK$7,096/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$233,222/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,074
−HK$6,595/mo
▼ 0.25% · 3.875%
HK$125,348
−HK$3,321/mo
Today · 4.125%
HK$128,669
baseline
▲ 0.50% · 4.625%
HK$135,451
+HK$6,782/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$257,338/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,082
−HK$8,847/mo
▼ 0.25% · 3.875%
HK$145,470
−HK$4,459/mo
Today · 4.125%
HK$149,929
baseline
▲ 0.50% · 4.625%
HK$159,052
+HK$9,123/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$299,858/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,952
−HK$8,480/mo
▼ 0.25% · 3.875%
HK$161,161
−HK$4,271/mo
Today · 4.125%
HK$165,432
baseline
▲ 0.50% · 4.625%
HK$174,152
+HK$8,720/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$330,864/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,844 · Scale 2, in force from 26 Feb 2026)