LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,382
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$80,820
−HK$2,477/mo
Today · 4.125%
HK$83,297
baseline
▲ 0.50% · 4.625%
HK$88,366
+HK$5,069/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$166,594/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,460,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,199
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$89,538
−HK$2,372/mo
Today · 4.125%
HK$91,910
baseline
▲ 0.50% · 4.625%
HK$96,755
+HK$4,845/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$183,820/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,460,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,058
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$96,984
−HK$2,972/mo
Today · 4.125%
HK$99,956
baseline
▲ 0.50% · 4.625%
HK$106,039
+HK$6,083/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$199,912/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,639
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$107,445
−HK$2,847/mo
Today · 4.125%
HK$110,292
baseline
▲ 0.50% · 4.625%
HK$116,106
+HK$5,814/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$220,584/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,735
−HK$6,881/mo
▼ 0.25% · 3.875%
HK$113,148
−HK$3,468/mo
Today · 4.125%
HK$116,616
baseline
▲ 0.50% · 4.625%
HK$123,712
+HK$7,096/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$233,232/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,079
−HK$6,595/mo
▼ 0.25% · 3.875%
HK$125,353
−HK$3,321/mo
Today · 4.125%
HK$128,674
baseline
▲ 0.50% · 4.625%
HK$135,457
+HK$6,783/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$257,348/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,087
−HK$8,848/mo
▼ 0.25% · 3.875%
HK$145,476
−HK$4,459/mo
Today · 4.125%
HK$149,935
baseline
▲ 0.50% · 4.625%
HK$159,058
+HK$9,123/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$299,870/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,958
−HK$8,480/mo
▼ 0.25% · 3.875%
HK$161,168
−HK$4,270/mo
Today · 4.125%
HK$165,438
baseline
▲ 0.50% · 4.625%
HK$174,159
+HK$8,721/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$330,876/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,901 · Scale 2, in force from 26 Feb 2026)