LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,382
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$80,820
−HK$2,478/mo
Today · 4.125%
HK$83,298
baseline
▲ 0.50% · 4.625%
HK$88,366
+HK$5,068/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$166,596/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,460,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,200
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$89,538
−HK$2,373/mo
Today · 4.125%
HK$91,911
baseline
▲ 0.50% · 4.625%
HK$96,755
+HK$4,844/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$183,822/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,460,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,059
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$96,985
−HK$2,972/mo
Today · 4.125%
HK$99,957
baseline
▲ 0.50% · 4.625%
HK$106,039
+HK$6,082/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$199,914/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,639
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,446
−HK$2,847/mo
Today · 4.125%
HK$110,293
baseline
▲ 0.50% · 4.625%
HK$116,107
+HK$5,814/mo
Deposit HK$13.75M · loan HK$20.62M · min. income ≈ HK$220,586/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,460,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,735
−HK$6,882/mo
▼ 0.25% · 3.875%
HK$113,149
−HK$3,468/mo
Today · 4.125%
HK$116,617
baseline
▲ 0.50% · 4.625%
HK$123,712
+HK$7,095/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$233,234/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,079
−HK$6,596/mo
▼ 0.25% · 3.875%
HK$125,353
−HK$3,322/mo
Today · 4.125%
HK$128,675
baseline
▲ 0.50% · 4.625%
HK$135,458
+HK$6,783/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$257,350/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,460,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,088
−HK$8,848/mo
▼ 0.25% · 3.875%
HK$145,477
−HK$4,459/mo
Today · 4.125%
HK$149,936
baseline
▲ 0.50% · 4.625%
HK$159,059
+HK$9,123/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$299,872/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,959
−HK$8,480/mo
▼ 0.25% · 3.875%
HK$161,169
−HK$4,270/mo
Today · 4.125%
HK$165,439
baseline
▲ 0.50% · 4.625%
HK$174,160
+HK$8,721/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$330,878/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,460,911 · Scale 2, in force from 26 Feb 2026)