LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,391
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$80,829
−HK$2,477/mo
Today · 4.125%
HK$83,306
baseline
▲ 0.50% · 4.625%
HK$88,375
+HK$5,069/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$166,612/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,209
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$89,548
−HK$2,372/mo
Today · 4.125%
HK$91,920
baseline
▲ 0.50% · 4.625%
HK$96,766
+HK$4,846/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$183,840/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,069
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$96,995
−HK$2,973/mo
Today · 4.125%
HK$99,968
baseline
▲ 0.50% · 4.625%
HK$106,050
+HK$6,082/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$199,936/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,461,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,650
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,457
−HK$2,847/mo
Today · 4.125%
HK$110,304
baseline
▲ 0.50% · 4.625%
HK$116,119
+HK$5,815/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$220,608/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,461,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,747
−HK$6,882/mo
▼ 0.25% · 3.875%
HK$113,161
−HK$3,468/mo
Today · 4.125%
HK$116,629
baseline
▲ 0.50% · 4.625%
HK$123,725
+HK$7,096/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$233,258/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,461,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,092
−HK$6,596/mo
▼ 0.25% · 3.875%
HK$125,367
−HK$3,321/mo
Today · 4.125%
HK$128,688
baseline
▲ 0.50% · 4.625%
HK$135,472
+HK$6,784/mo
Deposit HK$10.31M · loan HK$24.06M · min. income ≈ HK$257,376/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,461,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,103
−HK$8,848/mo
▼ 0.25% · 3.875%
HK$145,492
−HK$4,459/mo
Today · 4.125%
HK$149,951
baseline
▲ 0.50% · 4.625%
HK$159,076
+HK$9,125/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$299,902/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,976
−HK$8,481/mo
▼ 0.25% · 3.875%
HK$161,186
−HK$4,271/mo
Today · 4.125%
HK$165,457
baseline
▲ 0.50% · 4.625%
HK$174,178
+HK$8,721/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$330,914/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,063 · Scale 2, in force from 26 Feb 2026)