LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,393
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$80,831
−HK$2,478/mo
Today · 4.125%
HK$83,309
baseline
▲ 0.50% · 4.625%
HK$88,378
+HK$5,069/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$166,618/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,211
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$89,550
−HK$2,373/mo
Today · 4.125%
HK$91,923
baseline
▲ 0.50% · 4.625%
HK$96,768
+HK$4,845/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$183,846/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,071
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$96,997
−HK$2,973/mo
Today · 4.125%
HK$99,970
baseline
▲ 0.50% · 4.625%
HK$106,053
+HK$6,083/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$199,940/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,461,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,653
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,460
−HK$2,847/mo
Today · 4.125%
HK$110,307
baseline
▲ 0.50% · 4.625%
HK$116,122
+HK$5,815/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$220,614/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,461,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,750
−HK$6,882/mo
▼ 0.25% · 3.875%
HK$113,164
−HK$3,468/mo
Today · 4.125%
HK$116,632
baseline
▲ 0.50% · 4.625%
HK$123,729
+HK$7,097/mo
Deposit HK$10.31M · loan HK$24.07M · min. income ≈ HK$233,264/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,461,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,095
−HK$6,597/mo
▼ 0.25% · 3.875%
HK$125,370
−HK$3,322/mo
Today · 4.125%
HK$128,692
baseline
▲ 0.50% · 4.625%
HK$135,475
+HK$6,783/mo
Deposit HK$10.31M · loan HK$24.07M · min. income ≈ HK$257,384/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$1,461,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,107
−HK$8,848/mo
▼ 0.25% · 3.875%
HK$145,496
−HK$4,459/mo
Today · 4.125%
HK$149,955
baseline
▲ 0.50% · 4.625%
HK$159,080
+HK$9,125/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$299,910/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,980
−HK$8,481/mo
▼ 0.25% · 3.875%
HK$161,190
−HK$4,271/mo
Today · 4.125%
HK$165,461
baseline
▲ 0.50% · 4.625%
HK$174,183
+HK$8,722/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$330,922/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,103 · Scale 2, in force from 26 Feb 2026)