LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,394
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$80,833
−HK$2,477/mo
Today · 4.125%
HK$83,310
baseline
▲ 0.50% · 4.625%
HK$88,379
+HK$5,069/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$166,620/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,213
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$89,552
−HK$2,373/mo
Today · 4.125%
HK$91,925
baseline
▲ 0.50% · 4.625%
HK$96,770
+HK$4,845/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$183,850/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,073
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$96,999
−HK$2,973/mo
Today · 4.125%
HK$99,972
baseline
▲ 0.50% · 4.625%
HK$106,055
+HK$6,083/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$199,944/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,461,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,655
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$107,462
−HK$2,848/mo
Today · 4.125%
HK$110,310
baseline
▲ 0.50% · 4.625%
HK$116,124
+HK$5,814/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$220,620/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,461,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,752
−HK$6,882/mo
▼ 0.25% · 3.875%
HK$113,166
−HK$3,468/mo
Today · 4.125%
HK$116,634
baseline
▲ 0.50% · 4.625%
HK$123,731
+HK$7,097/mo
Deposit HK$10.31M · loan HK$24.07M · min. income ≈ HK$233,268/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,098
−HK$6,596/mo
▼ 0.25% · 3.875%
HK$125,373
−HK$3,321/mo
Today · 4.125%
HK$128,694
baseline
▲ 0.50% · 4.625%
HK$135,478
+HK$6,784/mo
Deposit HK$10.31M · loan HK$24.07M · min. income ≈ HK$257,388/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,110
−HK$8,848/mo
▼ 0.25% · 3.875%
HK$145,499
−HK$4,459/mo
Today · 4.125%
HK$149,958
baseline
▲ 0.50% · 4.625%
HK$159,083
+HK$9,125/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$299,916/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,983
−HK$8,481/mo
▼ 0.25% · 3.875%
HK$161,193
−HK$4,271/mo
Today · 4.125%
HK$165,464
baseline
▲ 0.50% · 4.625%
HK$174,186
+HK$8,722/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$330,928/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,132 · Scale 2, in force from 26 Feb 2026)