LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,397
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,836
−HK$2,478/mo
Today · 4.125%
HK$83,314
baseline
▲ 0.50% · 4.625%
HK$88,383
+HK$5,069/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$166,628/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,216
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$89,555
−HK$2,373/mo
Today · 4.125%
HK$91,928
baseline
▲ 0.50% · 4.625%
HK$96,774
+HK$4,846/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$183,856/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,077
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$97,003
−HK$2,973/mo
Today · 4.125%
HK$99,976
baseline
▲ 0.50% · 4.625%
HK$106,060
+HK$6,084/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$199,952/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,461,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,660
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,467
−HK$2,847/mo
Today · 4.125%
HK$110,314
baseline
▲ 0.50% · 4.625%
HK$116,129
+HK$5,815/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$220,628/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,461,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,756
−HK$6,883/mo
▼ 0.25% · 3.875%
HK$113,170
−HK$3,469/mo
Today · 4.125%
HK$116,639
baseline
▲ 0.50% · 4.625%
HK$123,736
+HK$7,097/mo
Deposit HK$10.31M · loan HK$24.07M · min. income ≈ HK$233,278/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,103
−HK$6,597/mo
▼ 0.25% · 3.875%
HK$125,378
−HK$3,322/mo
Today · 4.125%
HK$128,700
baseline
▲ 0.50% · 4.625%
HK$135,484
+HK$6,784/mo
Deposit HK$10.31M · loan HK$24.07M · min. income ≈ HK$257,400/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,115
−HK$8,850/mo
▼ 0.25% · 3.875%
HK$145,505
−HK$4,460/mo
Today · 4.125%
HK$149,965
baseline
▲ 0.50% · 4.625%
HK$159,090
+HK$9,125/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$299,930/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,989
−HK$8,482/mo
▼ 0.25% · 3.875%
HK$161,200
−HK$4,271/mo
Today · 4.125%
HK$165,471
baseline
▲ 0.50% · 4.625%
HK$174,193
+HK$8,722/mo
Deposit HK$3.44M · loan HK$30.94M · min. income ≈ HK$330,942/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,191 · Scale 2, in force from 26 Feb 2026)