LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,405
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$80,843
−HK$2,478/mo
Today · 4.125%
HK$83,321
baseline
▲ 0.50% · 4.625%
HK$88,391
+HK$5,070/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$166,642/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,224
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,564
−HK$2,373/mo
Today · 4.125%
HK$91,937
baseline
▲ 0.50% · 4.625%
HK$96,783
+HK$4,846/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$183,874/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,085
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,012
−HK$2,973/mo
Today · 4.125%
HK$99,985
baseline
▲ 0.50% · 4.625%
HK$106,069
+HK$6,084/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$199,970/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,461,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,669
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$107,476
−HK$2,848/mo
Today · 4.125%
HK$110,324
baseline
▲ 0.50% · 4.625%
HK$116,139
+HK$5,815/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$220,648/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,461,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,766
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$113,181
−HK$3,469/mo
Today · 4.125%
HK$116,650
baseline
▲ 0.50% · 4.625%
HK$123,747
+HK$7,097/mo
Deposit HK$10.32M · loan HK$24.07M · min. income ≈ HK$233,300/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,114
−HK$6,597/mo
▼ 0.25% · 3.875%
HK$125,389
−HK$3,322/mo
Today · 4.125%
HK$128,711
baseline
▲ 0.50% · 4.625%
HK$135,496
+HK$6,785/mo
Deposit HK$10.32M · loan HK$24.07M · min. income ≈ HK$257,422/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,128
−HK$8,850/mo
▼ 0.25% · 3.875%
HK$145,518
−HK$4,460/mo
Today · 4.125%
HK$149,978
baseline
▲ 0.50% · 4.625%
HK$159,104
+HK$9,126/mo
Deposit HK$3.44M · loan HK$30.95M · min. income ≈ HK$299,956/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,004
−HK$8,482/mo
▼ 0.25% · 3.875%
HK$161,214
−HK$4,272/mo
Today · 4.125%
HK$165,486
baseline
▲ 0.50% · 4.625%
HK$174,209
+HK$8,723/mo
Deposit HK$3.44M · loan HK$30.95M · min. income ≈ HK$330,972/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,324 · Scale 2, in force from 26 Feb 2026)