LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,407
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,846
−HK$2,478/mo
Today · 4.125%
HK$83,324
baseline
▲ 0.50% · 4.625%
HK$88,394
+HK$5,070/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$166,648/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,227
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$89,566
−HK$2,373/mo
Today · 4.125%
HK$91,939
baseline
▲ 0.50% · 4.625%
HK$96,786
+HK$4,847/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$183,878/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,088
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,015
−HK$2,973/mo
Today · 4.125%
HK$99,988
baseline
▲ 0.50% · 4.625%
HK$106,072
+HK$6,084/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$199,976/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,672
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$107,479
−HK$2,848/mo
Today · 4.125%
HK$110,327
baseline
▲ 0.50% · 4.625%
HK$116,143
+HK$5,816/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$220,654/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,769
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$113,184
−HK$3,469/mo
Today · 4.125%
HK$116,653
baseline
▲ 0.50% · 4.625%
HK$123,751
+HK$7,098/mo
Deposit HK$10.32M · loan HK$24.07M · min. income ≈ HK$233,306/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,117
−HK$6,598/mo
▼ 0.25% · 3.875%
HK$125,393
−HK$3,322/mo
Today · 4.125%
HK$128,715
baseline
▲ 0.50% · 4.625%
HK$135,500
+HK$6,785/mo
Deposit HK$10.32M · loan HK$24.07M · min. income ≈ HK$257,430/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,132
−HK$8,850/mo
▼ 0.25% · 3.875%
HK$145,522
−HK$4,460/mo
Today · 4.125%
HK$149,982
baseline
▲ 0.50% · 4.625%
HK$159,108
+HK$9,126/mo
Deposit HK$3.44M · loan HK$30.95M · min. income ≈ HK$299,964/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,008
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$161,219
−HK$4,272/mo
Today · 4.125%
HK$165,491
baseline
▲ 0.50% · 4.625%
HK$174,214
+HK$8,723/mo
Deposit HK$3.44M · loan HK$30.95M · min. income ≈ HK$330,982/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,366 · Scale 2, in force from 26 Feb 2026)