LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,408
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,847
−HK$2,478/mo
Today · 4.125%
HK$83,325
baseline
▲ 0.50% · 4.625%
HK$88,395
+HK$5,070/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$166,650/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,228
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,567
−HK$2,374/mo
Today · 4.125%
HK$91,941
baseline
▲ 0.50% · 4.625%
HK$96,787
+HK$4,846/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$183,882/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,089
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$97,016
−HK$2,974/mo
Today · 4.125%
HK$99,990
baseline
▲ 0.50% · 4.625%
HK$106,074
+HK$6,084/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$199,980/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,674
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$107,481
−HK$2,848/mo
Today · 4.125%
HK$110,329
baseline
▲ 0.50% · 4.625%
HK$116,144
+HK$5,815/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$220,658/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,771
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$113,186
−HK$3,469/mo
Today · 4.125%
HK$116,655
baseline
▲ 0.50% · 4.625%
HK$123,753
+HK$7,098/mo
Deposit HK$10.32M · loan HK$24.07M · min. income ≈ HK$233,310/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,119
−HK$6,598/mo
▼ 0.25% · 3.875%
HK$125,394
−HK$3,323/mo
Today · 4.125%
HK$128,717
baseline
▲ 0.50% · 4.625%
HK$135,502
+HK$6,785/mo
Deposit HK$10.32M · loan HK$24.07M · min. income ≈ HK$257,434/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,134
−HK$8,851/mo
▼ 0.25% · 3.875%
HK$145,524
−HK$4,461/mo
Today · 4.125%
HK$149,985
baseline
▲ 0.50% · 4.625%
HK$159,111
+HK$9,126/mo
Deposit HK$3.44M · loan HK$30.95M · min. income ≈ HK$299,970/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,010
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$161,221
−HK$4,272/mo
Today · 4.125%
HK$165,493
baseline
▲ 0.50% · 4.625%
HK$174,217
+HK$8,724/mo
Deposit HK$3.44M · loan HK$30.95M · min. income ≈ HK$330,986/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,387 · Scale 2, in force from 26 Feb 2026)