LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,411
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,850
−HK$2,478/mo
Today · 4.125%
HK$83,328
baseline
▲ 0.50% · 4.625%
HK$88,398
+HK$5,070/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$166,656/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,231
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,570
−HK$2,374/mo
Today · 4.125%
HK$91,944
baseline
▲ 0.50% · 4.625%
HK$96,790
+HK$4,846/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$183,888/mo (50% DSR)
Upfront cash ≈ HK$18.65M (deposit + AVD stamp duty HK$1,461,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,093
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,020
−HK$2,973/mo
Today · 4.125%
HK$99,993
baseline
▲ 0.50% · 4.625%
HK$106,078
+HK$6,085/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$199,986/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,677
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$107,485
−HK$2,848/mo
Today · 4.125%
HK$110,333
baseline
▲ 0.50% · 4.625%
HK$116,148
+HK$5,815/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$220,666/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,775
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$113,189
−HK$3,470/mo
Today · 4.125%
HK$116,659
baseline
▲ 0.50% · 4.625%
HK$123,757
+HK$7,098/mo
Deposit HK$10.32M · loan HK$24.07M · min. income ≈ HK$233,318/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,123
−HK$6,598/mo
▼ 0.25% · 3.875%
HK$125,399
−HK$3,322/mo
Today · 4.125%
HK$128,721
baseline
▲ 0.50% · 4.625%
HK$135,506
+HK$6,785/mo
Deposit HK$10.32M · loan HK$24.07M · min. income ≈ HK$257,442/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,139
−HK$8,851/mo
▼ 0.25% · 3.875%
HK$145,529
−HK$4,461/mo
Today · 4.125%
HK$149,990
baseline
▲ 0.50% · 4.625%
HK$159,116
+HK$9,126/mo
Deposit HK$3.44M · loan HK$30.95M · min. income ≈ HK$299,980/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,016
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$161,227
−HK$4,272/mo
Today · 4.125%
HK$165,499
baseline
▲ 0.50% · 4.625%
HK$174,223
+HK$8,724/mo
Deposit HK$3.44M · loan HK$30.95M · min. income ≈ HK$330,998/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,437 · Scale 2, in force from 26 Feb 2026)