LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,412
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$80,851
−HK$2,478/mo
Today · 4.125%
HK$83,329
baseline
▲ 0.50% · 4.625%
HK$88,400
+HK$5,071/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$166,658/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,461,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,233
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$89,572
−HK$2,374/mo
Today · 4.125%
HK$91,946
baseline
▲ 0.50% · 4.625%
HK$96,792
+HK$4,846/mo
Deposit HK$17.19M · loan HK$17.19M · min. income ≈ HK$183,892/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,461,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,095
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,021
−HK$2,974/mo
Today · 4.125%
HK$99,995
baseline
▲ 0.50% · 4.625%
HK$106,080
+HK$6,085/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$199,990/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,679
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$107,487
−HK$2,848/mo
Today · 4.125%
HK$110,335
baseline
▲ 0.50% · 4.625%
HK$116,151
+HK$5,816/mo
Deposit HK$13.75M · loan HK$20.63M · min. income ≈ HK$220,670/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,777
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$113,192
−HK$3,469/mo
Today · 4.125%
HK$116,661
baseline
▲ 0.50% · 4.625%
HK$123,759
+HK$7,098/mo
Deposit HK$10.32M · loan HK$24.07M · min. income ≈ HK$233,322/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,126
−HK$6,598/mo
▼ 0.25% · 3.875%
HK$125,401
−HK$3,323/mo
Today · 4.125%
HK$128,724
baseline
▲ 0.50% · 4.625%
HK$135,509
+HK$6,785/mo
Deposit HK$10.32M · loan HK$24.07M · min. income ≈ HK$257,448/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,142
−HK$8,851/mo
▼ 0.25% · 3.875%
HK$145,532
−HK$4,461/mo
Today · 4.125%
HK$149,993
baseline
▲ 0.50% · 4.625%
HK$159,119
+HK$9,126/mo
Deposit HK$3.44M · loan HK$30.95M · min. income ≈ HK$299,986/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,019
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$161,230
−HK$4,272/mo
Today · 4.125%
HK$165,502
baseline
▲ 0.50% · 4.625%
HK$174,226
+HK$8,724/mo
Deposit HK$3.44M · loan HK$30.95M · min. income ≈ HK$331,004/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,466 · Scale 2, in force from 26 Feb 2026)