LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,421
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,861
−HK$2,478/mo
Today · 4.125%
HK$83,339
baseline
▲ 0.50% · 4.625%
HK$88,410
+HK$5,071/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$166,678/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,461,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,243
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,583
−HK$2,374/mo
Today · 4.125%
HK$91,957
baseline
▲ 0.50% · 4.625%
HK$96,804
+HK$4,847/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$183,914/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,461,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,106
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$97,033
−HK$2,974/mo
Today · 4.125%
HK$100,007
baseline
▲ 0.50% · 4.625%
HK$106,092
+HK$6,085/mo
Deposit HK$13.76M · loan HK$20.63M · min. income ≈ HK$200,014/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,692
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$107,499
−HK$2,849/mo
Today · 4.125%
HK$110,348
baseline
▲ 0.50% · 4.625%
HK$116,164
+HK$5,816/mo
Deposit HK$13.76M · loan HK$20.63M · min. income ≈ HK$220,696/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,790
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$113,205
−HK$3,470/mo
Today · 4.125%
HK$116,675
baseline
▲ 0.50% · 4.625%
HK$123,774
+HK$7,099/mo
Deposit HK$10.32M · loan HK$24.07M · min. income ≈ HK$233,350/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,140
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$125,416
−HK$3,323/mo
Today · 4.125%
HK$128,739
baseline
▲ 0.50% · 4.625%
HK$135,525
+HK$6,786/mo
Deposit HK$10.32M · loan HK$24.07M · min. income ≈ HK$257,478/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,159
−HK$8,851/mo
▼ 0.25% · 3.875%
HK$145,549
−HK$4,461/mo
Today · 4.125%
HK$150,010
baseline
▲ 0.50% · 4.625%
HK$159,138
+HK$9,128/mo
Deposit HK$3.44M · loan HK$30.95M · min. income ≈ HK$300,020/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,037
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$161,249
−HK$4,273/mo
Today · 4.125%
HK$165,522
baseline
▲ 0.50% · 4.625%
HK$174,247
+HK$8,725/mo
Deposit HK$3.44M · loan HK$30.95M · min. income ≈ HK$331,044/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,639 · Scale 2, in force from 26 Feb 2026)