LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,427
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,867
−HK$2,478/mo
Today · 4.125%
HK$83,345
baseline
▲ 0.50% · 4.625%
HK$88,416
+HK$5,071/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$166,690/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,461,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,249
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,589
−HK$2,374/mo
Today · 4.125%
HK$91,963
baseline
▲ 0.50% · 4.625%
HK$96,811
+HK$4,848/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$183,926/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,461,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,112
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$97,040
−HK$2,974/mo
Today · 4.125%
HK$100,014
baseline
▲ 0.50% · 4.625%
HK$106,100
+HK$6,086/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$200,028/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,699
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$107,507
−HK$2,849/mo
Today · 4.125%
HK$110,356
baseline
▲ 0.50% · 4.625%
HK$116,173
+HK$5,817/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$220,712/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,798
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$113,213
−HK$3,470/mo
Today · 4.125%
HK$116,683
baseline
▲ 0.50% · 4.625%
HK$123,783
+HK$7,100/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$233,366/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,149
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$125,425
−HK$3,323/mo
Today · 4.125%
HK$128,748
baseline
▲ 0.50% · 4.625%
HK$135,535
+HK$6,787/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$257,496/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,169
−HK$8,852/mo
▼ 0.25% · 3.875%
HK$145,560
−HK$4,461/mo
Today · 4.125%
HK$150,021
baseline
▲ 0.50% · 4.625%
HK$159,150
+HK$9,129/mo
Deposit HK$3.44M · loan HK$30.95M · min. income ≈ HK$300,042/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,049
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$161,261
−HK$4,273/mo
Today · 4.125%
HK$165,534
baseline
▲ 0.50% · 4.625%
HK$174,259
+HK$8,725/mo
Deposit HK$3.44M · loan HK$30.95M · min. income ≈ HK$331,068/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,744 · Scale 2, in force from 26 Feb 2026)