LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,431
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,870
−HK$2,479/mo
Today · 4.125%
HK$83,349
baseline
▲ 0.50% · 4.625%
HK$88,421
+HK$5,072/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$166,698/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,461,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,253
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,594
−HK$2,373/mo
Today · 4.125%
HK$91,967
baseline
▲ 0.50% · 4.625%
HK$96,815
+HK$4,848/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$183,934/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,461,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,117
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$97,044
−HK$2,975/mo
Today · 4.125%
HK$100,019
baseline
▲ 0.50% · 4.625%
HK$106,105
+HK$6,086/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$200,038/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,704
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$107,512
−HK$2,849/mo
Today · 4.125%
HK$110,361
baseline
▲ 0.50% · 4.625%
HK$116,178
+HK$5,817/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$220,722/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,803
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$113,219
−HK$3,470/mo
Today · 4.125%
HK$116,689
baseline
▲ 0.50% · 4.625%
HK$123,789
+HK$7,100/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$233,378/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,155
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$125,431
−HK$3,323/mo
Today · 4.125%
HK$128,754
baseline
▲ 0.50% · 4.625%
HK$135,541
+HK$6,787/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$257,508/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,175
−HK$8,853/mo
▼ 0.25% · 3.875%
HK$145,567
−HK$4,461/mo
Today · 4.125%
HK$150,028
baseline
▲ 0.50% · 4.625%
HK$159,157
+HK$9,129/mo
Deposit HK$3.44M · loan HK$30.96M · min. income ≈ HK$300,056/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,056
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$161,268
−HK$4,273/mo
Today · 4.125%
HK$165,541
baseline
▲ 0.50% · 4.625%
HK$174,267
+HK$8,726/mo
Deposit HK$3.44M · loan HK$30.96M · min. income ≈ HK$331,082/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,813 · Scale 2, in force from 26 Feb 2026)