LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,432
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,872
−HK$2,478/mo
Today · 4.125%
HK$83,350
baseline
▲ 0.50% · 4.625%
HK$88,422
+HK$5,072/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$166,700/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,461,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,255
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,595
−HK$2,374/mo
Today · 4.125%
HK$91,969
baseline
▲ 0.50% · 4.625%
HK$96,817
+HK$4,848/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$183,938/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,461,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,119
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$97,046
−HK$2,975/mo
Today · 4.125%
HK$100,021
baseline
▲ 0.50% · 4.625%
HK$106,107
+HK$6,086/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$200,042/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,706
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$107,514
−HK$2,849/mo
Today · 4.125%
HK$110,363
baseline
▲ 0.50% · 4.625%
HK$116,180
+HK$5,817/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$220,726/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,805
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$113,220
−HK$3,471/mo
Today · 4.125%
HK$116,691
baseline
▲ 0.50% · 4.625%
HK$123,791
+HK$7,100/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$233,382/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,157
−HK$6,600/mo
▼ 0.25% · 3.875%
HK$125,433
−HK$3,324/mo
Today · 4.125%
HK$128,757
baseline
▲ 0.50% · 4.625%
HK$135,544
+HK$6,787/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$257,514/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,178
−HK$8,853/mo
▼ 0.25% · 3.875%
HK$145,569
−HK$4,462/mo
Today · 4.125%
HK$150,031
baseline
▲ 0.50% · 4.625%
HK$159,160
+HK$9,129/mo
Deposit HK$3.44M · loan HK$30.96M · min. income ≈ HK$300,062/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,059
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$161,271
−HK$4,273/mo
Today · 4.125%
HK$165,544
baseline
▲ 0.50% · 4.625%
HK$174,270
+HK$8,726/mo
Deposit HK$3.44M · loan HK$30.96M · min. income ≈ HK$331,088/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,838 · Scale 2, in force from 26 Feb 2026)