LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,435
−HK$4,918/mo
▼ 0.25% · 3.875%
HK$80,874
−HK$2,479/mo
Today · 4.125%
HK$83,353
baseline
▲ 0.50% · 4.625%
HK$88,425
+HK$5,072/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$166,706/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,461,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,258
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$89,598
−HK$2,374/mo
Today · 4.125%
HK$91,972
baseline
▲ 0.50% · 4.625%
HK$96,820
+HK$4,848/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$183,944/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,461,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,122
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$97,049
−HK$2,975/mo
Today · 4.125%
HK$100,024
baseline
▲ 0.50% · 4.625%
HK$106,110
+HK$6,086/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$200,048/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,709
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$107,518
−HK$2,849/mo
Today · 4.125%
HK$110,367
baseline
▲ 0.50% · 4.625%
HK$116,184
+HK$5,817/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$220,734/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,461,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,809
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$113,224
−HK$3,471/mo
Today · 4.125%
HK$116,695
baseline
▲ 0.50% · 4.625%
HK$123,795
+HK$7,100/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$233,390/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,161
−HK$6,600/mo
▼ 0.25% · 3.875%
HK$125,437
−HK$3,324/mo
Today · 4.125%
HK$128,761
baseline
▲ 0.50% · 4.625%
HK$135,548
+HK$6,787/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$257,522/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,461,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,183
−HK$8,853/mo
▼ 0.25% · 3.875%
HK$145,574
−HK$4,462/mo
Today · 4.125%
HK$150,036
baseline
▲ 0.50% · 4.625%
HK$159,165
+HK$9,129/mo
Deposit HK$3.44M · loan HK$30.96M · min. income ≈ HK$300,072/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,064
−HK$8,486/mo
▼ 0.25% · 3.875%
HK$161,277
−HK$4,273/mo
Today · 4.125%
HK$165,550
baseline
▲ 0.50% · 4.625%
HK$174,276
+HK$8,726/mo
Deposit HK$3.44M · loan HK$30.96M · min. income ≈ HK$331,100/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,461,887 · Scale 2, in force from 26 Feb 2026)