LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,443
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,883
−HK$2,479/mo
Today · 4.125%
HK$83,362
baseline
▲ 0.50% · 4.625%
HK$88,434
+HK$5,072/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$166,724/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,462,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,267
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,608
−HK$2,374/mo
Today · 4.125%
HK$91,982
baseline
▲ 0.50% · 4.625%
HK$96,830
+HK$4,848/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$183,964/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,462,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,132
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$97,060
−HK$2,974/mo
Today · 4.125%
HK$100,034
baseline
▲ 0.50% · 4.625%
HK$106,121
+HK$6,087/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$200,068/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,462,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,720
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$107,529
−HK$2,849/mo
Today · 4.125%
HK$110,378
baseline
▲ 0.50% · 4.625%
HK$116,196
+HK$5,818/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$220,756/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,462,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,820
−HK$6,887/mo
▼ 0.25% · 3.875%
HK$113,236
−HK$3,471/mo
Today · 4.125%
HK$116,707
baseline
▲ 0.50% · 4.625%
HK$123,808
+HK$7,101/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$233,414/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,462,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,174
−HK$6,601/mo
▼ 0.25% · 3.875%
HK$125,451
−HK$3,324/mo
Today · 4.125%
HK$128,775
baseline
▲ 0.50% · 4.625%
HK$135,562
+HK$6,787/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$257,550/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,462,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,197
−HK$8,855/mo
▼ 0.25% · 3.875%
HK$145,589
−HK$4,463/mo
Today · 4.125%
HK$150,052
baseline
▲ 0.50% · 4.625%
HK$159,182
+HK$9,130/mo
Deposit HK$3.44M · loan HK$30.96M · min. income ≈ HK$300,104/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,462,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,081
−HK$8,486/mo
▼ 0.25% · 3.875%
HK$161,294
−HK$4,273/mo
Today · 4.125%
HK$165,567
baseline
▲ 0.50% · 4.625%
HK$174,295
+HK$8,728/mo
Deposit HK$3.44M · loan HK$30.96M · min. income ≈ HK$331,134/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,462,041 · Scale 2, in force from 26 Feb 2026)