LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,448
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,888
−HK$2,479/mo
Today · 4.125%
HK$83,367
baseline
▲ 0.50% · 4.625%
HK$88,440
+HK$5,073/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$166,734/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,462,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,272
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,613
−HK$2,374/mo
Today · 4.125%
HK$91,987
baseline
▲ 0.50% · 4.625%
HK$96,836
+HK$4,849/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$183,974/mo (50% DSR)
Upfront cash ≈ HK$18.66M (deposit + AVD stamp duty HK$1,462,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,137
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$97,065
−HK$2,975/mo
Today · 4.125%
HK$100,040
baseline
▲ 0.50% · 4.625%
HK$106,128
+HK$6,088/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$200,080/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,462,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,727
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$107,535
−HK$2,850/mo
Today · 4.125%
HK$110,385
baseline
▲ 0.50% · 4.625%
HK$116,203
+HK$5,818/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$220,770/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,462,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,827
−HK$6,887/mo
▼ 0.25% · 3.875%
HK$113,243
−HK$3,471/mo
Today · 4.125%
HK$116,714
baseline
▲ 0.50% · 4.625%
HK$123,816
+HK$7,102/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$233,428/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,462,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,181
−HK$6,601/mo
▼ 0.25% · 3.875%
HK$125,458
−HK$3,324/mo
Today · 4.125%
HK$128,782
baseline
▲ 0.50% · 4.625%
HK$135,570
+HK$6,788/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$257,564/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,462,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,206
−HK$8,855/mo
▼ 0.25% · 3.875%
HK$145,598
−HK$4,463/mo
Today · 4.125%
HK$150,061
baseline
▲ 0.50% · 4.625%
HK$159,191
+HK$9,130/mo
Deposit HK$3.44M · loan HK$30.96M · min. income ≈ HK$300,122/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,462,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,090
−HK$8,487/mo
▼ 0.25% · 3.875%
HK$161,303
−HK$4,274/mo
Today · 4.125%
HK$165,577
baseline
▲ 0.50% · 4.625%
HK$174,305
+HK$8,728/mo
Deposit HK$3.44M · loan HK$30.96M · min. income ≈ HK$331,154/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,462,128 · Scale 2, in force from 26 Feb 2026)