LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,456
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,897
−HK$2,479/mo
Today · 4.125%
HK$83,376
baseline
▲ 0.50% · 4.625%
HK$88,450
+HK$5,074/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$166,752/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,462,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,282
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$89,623
−HK$2,375/mo
Today · 4.125%
HK$91,998
baseline
▲ 0.50% · 4.625%
HK$96,847
+HK$4,849/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$183,996/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,462,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,148
−HK$5,904/mo
▼ 0.25% · 3.875%
HK$97,076
−HK$2,976/mo
Today · 4.125%
HK$100,052
baseline
▲ 0.50% · 4.625%
HK$106,139
+HK$6,087/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$200,104/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,462,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,738
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$107,547
−HK$2,850/mo
Today · 4.125%
HK$110,397
baseline
▲ 0.50% · 4.625%
HK$116,216
+HK$5,819/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$220,794/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,462,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,839
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$113,256
−HK$3,471/mo
Today · 4.125%
HK$116,727
baseline
▲ 0.50% · 4.625%
HK$123,829
+HK$7,102/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$233,454/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,462,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,195
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$125,472
−HK$3,325/mo
Today · 4.125%
HK$128,797
baseline
▲ 0.50% · 4.625%
HK$135,586
+HK$6,789/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$257,594/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,462,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,222
−HK$8,855/mo
▼ 0.25% · 3.875%
HK$145,614
−HK$4,463/mo
Today · 4.125%
HK$150,077
baseline
▲ 0.50% · 4.625%
HK$159,209
+HK$9,132/mo
Deposit HK$3.44M · loan HK$30.97M · min. income ≈ HK$300,154/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,462,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,108
−HK$8,488/mo
▼ 0.25% · 3.875%
HK$161,321
−HK$4,275/mo
Today · 4.125%
HK$165,596
baseline
▲ 0.50% · 4.625%
HK$174,324
+HK$8,728/mo
Deposit HK$3.44M · loan HK$30.97M · min. income ≈ HK$331,192/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,462,291 · Scale 2, in force from 26 Feb 2026)