LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,457
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,897
−HK$2,480/mo
Today · 4.125%
HK$83,377
baseline
▲ 0.50% · 4.625%
HK$88,450
+HK$5,073/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$166,754/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,462,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,283
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,623
−HK$2,375/mo
Today · 4.125%
HK$91,998
baseline
▲ 0.50% · 4.625%
HK$96,847
+HK$4,849/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$183,996/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,462,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,148
−HK$5,904/mo
▼ 0.25% · 3.875%
HK$97,077
−HK$2,975/mo
Today · 4.125%
HK$100,052
baseline
▲ 0.50% · 4.625%
HK$106,140
+HK$6,088/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$200,104/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,462,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,739
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$107,548
−HK$2,850/mo
Today · 4.125%
HK$110,398
baseline
▲ 0.50% · 4.625%
HK$116,217
+HK$5,819/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$220,796/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,462,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,840
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$113,256
−HK$3,472/mo
Today · 4.125%
HK$116,728
baseline
▲ 0.50% · 4.625%
HK$123,830
+HK$7,102/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$233,456/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,462,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,196
−HK$6,601/mo
▼ 0.25% · 3.875%
HK$125,473
−HK$3,324/mo
Today · 4.125%
HK$128,797
baseline
▲ 0.50% · 4.625%
HK$135,586
+HK$6,789/mo
Deposit HK$10.32M · loan HK$24.08M · min. income ≈ HK$257,594/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,462,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,222
−HK$8,856/mo
▼ 0.25% · 3.875%
HK$145,615
−HK$4,463/mo
Today · 4.125%
HK$150,078
baseline
▲ 0.50% · 4.625%
HK$159,210
+HK$9,132/mo
Deposit HK$3.44M · loan HK$30.97M · min. income ≈ HK$300,156/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,462,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,109
−HK$8,488/mo
▼ 0.25% · 3.875%
HK$161,322
−HK$4,275/mo
Today · 4.125%
HK$165,597
baseline
▲ 0.50% · 4.625%
HK$174,325
+HK$8,728/mo
Deposit HK$3.44M · loan HK$30.97M · min. income ≈ HK$331,194/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,462,301 · Scale 2, in force from 26 Feb 2026)