LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,458
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,898
−HK$2,480/mo
Today · 4.125%
HK$83,378
baseline
▲ 0.50% · 4.625%
HK$88,451
+HK$5,073/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$166,756/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,462,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,283
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$89,624
−HK$2,375/mo
Today · 4.125%
HK$91,999
baseline
▲ 0.50% · 4.625%
HK$96,848
+HK$4,849/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$183,998/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,462,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,149
−HK$5,904/mo
▼ 0.25% · 3.875%
HK$97,078
−HK$2,975/mo
Today · 4.125%
HK$100,053
baseline
▲ 0.50% · 4.625%
HK$106,141
+HK$6,088/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$200,106/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,462,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,740
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$107,549
−HK$2,850/mo
Today · 4.125%
HK$110,399
baseline
▲ 0.50% · 4.625%
HK$116,218
+HK$5,819/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$220,798/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,462,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,841
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$113,257
−HK$3,472/mo
Today · 4.125%
HK$116,729
baseline
▲ 0.50% · 4.625%
HK$123,831
+HK$7,102/mo
Deposit HK$10.32M · loan HK$24.09M · min. income ≈ HK$233,458/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,462,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,197
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$125,474
−HK$3,325/mo
Today · 4.125%
HK$128,799
baseline
▲ 0.50% · 4.625%
HK$135,588
+HK$6,789/mo
Deposit HK$10.32M · loan HK$24.09M · min. income ≈ HK$257,598/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,462,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,224
−HK$8,856/mo
▼ 0.25% · 3.875%
HK$145,617
−HK$4,463/mo
Today · 4.125%
HK$150,080
baseline
▲ 0.50% · 4.625%
HK$159,212
+HK$9,132/mo
Deposit HK$3.44M · loan HK$30.97M · min. income ≈ HK$300,160/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,462,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,110
−HK$8,488/mo
▼ 0.25% · 3.875%
HK$161,324
−HK$4,274/mo
Today · 4.125%
HK$165,598
baseline
▲ 0.50% · 4.625%
HK$174,327
+HK$8,729/mo
Deposit HK$3.44M · loan HK$30.97M · min. income ≈ HK$331,196/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,462,315 · Scale 2, in force from 26 Feb 2026)