LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,460
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,900
−HK$2,480/mo
Today · 4.125%
HK$83,380
baseline
▲ 0.50% · 4.625%
HK$88,453
+HK$5,073/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$166,760/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,462,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,286
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,627
−HK$2,374/mo
Today · 4.125%
HK$92,001
baseline
▲ 0.50% · 4.625%
HK$96,851
+HK$4,850/mo
Deposit HK$17.20M · loan HK$17.20M · min. income ≈ HK$184,002/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,462,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,152
−HK$5,904/mo
▼ 0.25% · 3.875%
HK$97,080
−HK$2,976/mo
Today · 4.125%
HK$100,056
baseline
▲ 0.50% · 4.625%
HK$106,144
+HK$6,088/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$200,112/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,462,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,743
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$107,552
−HK$2,850/mo
Today · 4.125%
HK$110,402
baseline
▲ 0.50% · 4.625%
HK$116,221
+HK$5,819/mo
Deposit HK$13.76M · loan HK$20.64M · min. income ≈ HK$220,804/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,462,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,844
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$113,260
−HK$3,472/mo
Today · 4.125%
HK$116,732
baseline
▲ 0.50% · 4.625%
HK$123,835
+HK$7,103/mo
Deposit HK$10.32M · loan HK$24.09M · min. income ≈ HK$233,464/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,462,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,200
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$125,477
−HK$3,325/mo
Today · 4.125%
HK$128,802
baseline
▲ 0.50% · 4.625%
HK$135,591
+HK$6,789/mo
Deposit HK$10.32M · loan HK$24.09M · min. income ≈ HK$257,604/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$1,462,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,227
−HK$8,857/mo
▼ 0.25% · 3.875%
HK$145,620
−HK$4,464/mo
Today · 4.125%
HK$150,084
baseline
▲ 0.50% · 4.625%
HK$159,216
+HK$9,132/mo
Deposit HK$3.44M · loan HK$30.97M · min. income ≈ HK$300,168/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,462,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,114
−HK$8,488/mo
▼ 0.25% · 3.875%
HK$161,328
−HK$4,274/mo
Today · 4.125%
HK$165,602
baseline
▲ 0.50% · 4.625%
HK$174,332
+HK$8,730/mo
Deposit HK$3.44M · loan HK$30.97M · min. income ≈ HK$331,204/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,462,351 · Scale 2, in force from 26 Feb 2026)