LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,484
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,926
−HK$2,480/mo
Today · 4.125%
HK$83,406
baseline
▲ 0.50% · 4.625%
HK$88,481
+HK$5,075/mo
Deposit HK$17.21M · loan HK$17.21M · min. income ≈ HK$166,812/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,462,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,313
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,655
−HK$2,375/mo
Today · 4.125%
HK$92,030
baseline
▲ 0.50% · 4.625%
HK$96,881
+HK$4,851/mo
Deposit HK$17.21M · loan HK$17.21M · min. income ≈ HK$184,060/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,462,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,181
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,111
−HK$2,976/mo
Today · 4.125%
HK$100,087
baseline
▲ 0.50% · 4.625%
HK$106,177
+HK$6,090/mo
Deposit HK$13.77M · loan HK$20.65M · min. income ≈ HK$200,174/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,462,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,775
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,586
−HK$2,850/mo
Today · 4.125%
HK$110,436
baseline
▲ 0.50% · 4.625%
HK$116,257
+HK$5,821/mo
Deposit HK$13.77M · loan HK$20.65M · min. income ≈ HK$220,872/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,462,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,878
−HK$6,890/mo
▼ 0.25% · 3.875%
HK$113,296
−HK$3,472/mo
Today · 4.125%
HK$116,768
baseline
▲ 0.50% · 4.625%
HK$123,873
+HK$7,105/mo
Deposit HK$10.33M · loan HK$24.09M · min. income ≈ HK$233,536/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,462,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,238
−HK$6,604/mo
▼ 0.25% · 3.875%
HK$125,516
−HK$3,326/mo
Today · 4.125%
HK$128,842
baseline
▲ 0.50% · 4.625%
HK$135,634
+HK$6,792/mo
Deposit HK$10.33M · loan HK$24.09M · min. income ≈ HK$257,684/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,462,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,272
−HK$8,859/mo
▼ 0.25% · 3.875%
HK$145,666
−HK$4,465/mo
Today · 4.125%
HK$150,131
baseline
▲ 0.50% · 4.625%
HK$159,266
+HK$9,135/mo
Deposit HK$3.44M · loan HK$30.98M · min. income ≈ HK$300,262/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,462,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,163
−HK$8,491/mo
▼ 0.25% · 3.875%
HK$161,378
−HK$4,276/mo
Today · 4.125%
HK$165,654
baseline
▲ 0.50% · 4.625%
HK$174,386
+HK$8,732/mo
Deposit HK$3.44M · loan HK$30.98M · min. income ≈ HK$331,308/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$1,462,809 · Scale 2, in force from 26 Feb 2026)