LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,489
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,930
−HK$2,481/mo
Today · 4.125%
HK$83,411
baseline
▲ 0.50% · 4.625%
HK$88,486
+HK$5,075/mo
Deposit HK$17.21M · loan HK$17.21M · min. income ≈ HK$166,822/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,462,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,318
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,660
−HK$2,376/mo
Today · 4.125%
HK$92,036
baseline
▲ 0.50% · 4.625%
HK$96,887
+HK$4,851/mo
Deposit HK$17.21M · loan HK$17.21M · min. income ≈ HK$184,072/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,462,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,187
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,117
−HK$2,976/mo
Today · 4.125%
HK$100,093
baseline
▲ 0.50% · 4.625%
HK$106,184
+HK$6,091/mo
Deposit HK$13.77M · loan HK$20.65M · min. income ≈ HK$200,186/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,462,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,782
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,592
−HK$2,851/mo
Today · 4.125%
HK$110,443
baseline
▲ 0.50% · 4.625%
HK$116,265
+HK$5,822/mo
Deposit HK$13.77M · loan HK$20.65M · min. income ≈ HK$220,886/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,462,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,885
−HK$6,890/mo
▼ 0.25% · 3.875%
HK$113,303
−HK$3,472/mo
Today · 4.125%
HK$116,775
baseline
▲ 0.50% · 4.625%
HK$123,881
+HK$7,106/mo
Deposit HK$10.33M · loan HK$24.09M · min. income ≈ HK$233,550/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,462,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,246
−HK$6,604/mo
▼ 0.25% · 3.875%
HK$125,524
−HK$3,326/mo
Today · 4.125%
HK$128,850
baseline
▲ 0.50% · 4.625%
HK$135,642
+HK$6,792/mo
Deposit HK$10.33M · loan HK$24.09M · min. income ≈ HK$257,700/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,462,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,280
−HK$8,860/mo
▼ 0.25% · 3.875%
HK$145,675
−HK$4,465/mo
Today · 4.125%
HK$150,140
baseline
▲ 0.50% · 4.625%
HK$159,275
+HK$9,135/mo
Deposit HK$3.44M · loan HK$30.98M · min. income ≈ HK$300,280/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,462,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,173
−HK$8,491/mo
▼ 0.25% · 3.875%
HK$161,388
−HK$4,276/mo
Today · 4.125%
HK$165,664
baseline
▲ 0.50% · 4.625%
HK$174,397
+HK$8,733/mo
Deposit HK$3.44M · loan HK$30.98M · min. income ≈ HK$331,328/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,462,899 · Scale 2, in force from 26 Feb 2026)