LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,490
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$80,932
−HK$2,481/mo
Today · 4.125%
HK$83,413
baseline
▲ 0.50% · 4.625%
HK$88,488
+HK$5,075/mo
Deposit HK$17.21M · loan HK$17.21M · min. income ≈ HK$166,826/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,462,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,320
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,662
−HK$2,375/mo
Today · 4.125%
HK$92,037
baseline
▲ 0.50% · 4.625%
HK$96,889
+HK$4,852/mo
Deposit HK$17.21M · loan HK$17.21M · min. income ≈ HK$184,074/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$1,462,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,189
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,118
−HK$2,977/mo
Today · 4.125%
HK$100,095
baseline
▲ 0.50% · 4.625%
HK$106,186
+HK$6,091/mo
Deposit HK$13.77M · loan HK$20.65M · min. income ≈ HK$200,190/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,462,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,784
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,594
−HK$2,851/mo
Today · 4.125%
HK$110,445
baseline
▲ 0.50% · 4.625%
HK$116,267
+HK$5,822/mo
Deposit HK$13.77M · loan HK$20.65M · min. income ≈ HK$220,890/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,462,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,887
−HK$6,891/mo
▼ 0.25% · 3.875%
HK$113,305
−HK$3,473/mo
Today · 4.125%
HK$116,778
baseline
▲ 0.50% · 4.625%
HK$123,883
+HK$7,105/mo
Deposit HK$10.33M · loan HK$24.10M · min. income ≈ HK$233,556/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,462,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,248
−HK$6,604/mo
▼ 0.25% · 3.875%
HK$125,526
−HK$3,326/mo
Today · 4.125%
HK$128,852
baseline
▲ 0.50% · 4.625%
HK$135,644
+HK$6,792/mo
Deposit HK$10.33M · loan HK$24.10M · min. income ≈ HK$257,704/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,462,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,283
−HK$8,860/mo
▼ 0.25% · 3.875%
HK$145,678
−HK$4,465/mo
Today · 4.125%
HK$150,143
baseline
▲ 0.50% · 4.625%
HK$159,278
+HK$9,135/mo
Deposit HK$3.44M · loan HK$30.98M · min. income ≈ HK$300,286/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,462,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,176
−HK$8,491/mo
▼ 0.25% · 3.875%
HK$161,391
−HK$4,276/mo
Today · 4.125%
HK$165,667
baseline
▲ 0.50% · 4.625%
HK$174,400
+HK$8,733/mo
Deposit HK$3.44M · loan HK$30.98M · min. income ≈ HK$331,334/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,462,926 · Scale 2, in force from 26 Feb 2026)