LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,496
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$80,938
−HK$2,481/mo
Today · 4.125%
HK$83,419
baseline
▲ 0.50% · 4.625%
HK$88,494
+HK$5,075/mo
Deposit HK$17.21M · loan HK$17.21M · min. income ≈ HK$166,838/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,326
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,668
−HK$2,376/mo
Today · 4.125%
HK$92,044
baseline
▲ 0.50% · 4.625%
HK$96,896
+HK$4,852/mo
Deposit HK$17.21M · loan HK$17.21M · min. income ≈ HK$184,088/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,195
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$97,125
−HK$2,977/mo
Today · 4.125%
HK$100,102
baseline
▲ 0.50% · 4.625%
HK$106,193
+HK$6,091/mo
Deposit HK$13.77M · loan HK$20.65M · min. income ≈ HK$200,204/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,463,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,791
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$107,602
−HK$2,851/mo
Today · 4.125%
HK$110,453
baseline
▲ 0.50% · 4.625%
HK$116,275
+HK$5,822/mo
Deposit HK$13.77M · loan HK$20.65M · min. income ≈ HK$220,906/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,463,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,895
−HK$6,891/mo
▼ 0.25% · 3.875%
HK$113,313
−HK$3,473/mo
Today · 4.125%
HK$116,786
baseline
▲ 0.50% · 4.625%
HK$123,892
+HK$7,106/mo
Deposit HK$10.33M · loan HK$24.10M · min. income ≈ HK$233,572/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,463,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,257
−HK$6,605/mo
▼ 0.25% · 3.875%
HK$125,536
−HK$3,326/mo
Today · 4.125%
HK$128,862
baseline
▲ 0.50% · 4.625%
HK$135,654
+HK$6,792/mo
Deposit HK$10.33M · loan HK$24.10M · min. income ≈ HK$257,724/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,463,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,293
−HK$8,860/mo
▼ 0.25% · 3.875%
HK$145,688
−HK$4,465/mo
Today · 4.125%
HK$150,153
baseline
▲ 0.50% · 4.625%
HK$159,290
+HK$9,137/mo
Deposit HK$3.44M · loan HK$30.98M · min. income ≈ HK$300,306/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,187
−HK$8,493/mo
▼ 0.25% · 3.875%
HK$161,403
−HK$4,277/mo
Today · 4.125%
HK$165,680
baseline
▲ 0.50% · 4.625%
HK$174,413
+HK$8,733/mo
Deposit HK$3.44M · loan HK$30.98M · min. income ≈ HK$331,360/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,033 · Scale 2, in force from 26 Feb 2026)