LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,504
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$80,946
−HK$2,481/mo
Today · 4.125%
HK$83,427
baseline
▲ 0.50% · 4.625%
HK$88,503
+HK$5,076/mo
Deposit HK$17.21M · loan HK$17.21M · min. income ≈ HK$166,854/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,335
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,677
−HK$2,376/mo
Today · 4.125%
HK$92,053
baseline
▲ 0.50% · 4.625%
HK$96,905
+HK$4,852/mo
Deposit HK$17.21M · loan HK$17.21M · min. income ≈ HK$184,106/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,204
−HK$5,908/mo
▼ 0.25% · 3.875%
HK$97,135
−HK$2,977/mo
Today · 4.125%
HK$100,112
baseline
▲ 0.50% · 4.625%
HK$106,203
+HK$6,091/mo
Deposit HK$13.77M · loan HK$20.66M · min. income ≈ HK$200,224/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,463,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,801
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$107,612
−HK$2,852/mo
Today · 4.125%
HK$110,464
baseline
▲ 0.50% · 4.625%
HK$116,286
+HK$5,822/mo
Deposit HK$13.77M · loan HK$20.66M · min. income ≈ HK$220,928/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,463,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,905
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$113,324
−HK$3,473/mo
Today · 4.125%
HK$116,797
baseline
▲ 0.50% · 4.625%
HK$123,904
+HK$7,107/mo
Deposit HK$10.33M · loan HK$24.10M · min. income ≈ HK$233,594/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,463,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,268
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$125,547
−HK$3,327/mo
Today · 4.125%
HK$128,874
baseline
▲ 0.50% · 4.625%
HK$135,667
+HK$6,793/mo
Deposit HK$10.33M · loan HK$24.10M · min. income ≈ HK$257,748/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,463,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,307
−HK$8,861/mo
▼ 0.25% · 3.875%
HK$145,702
−HK$4,466/mo
Today · 4.125%
HK$150,168
baseline
▲ 0.50% · 4.625%
HK$159,305
+HK$9,137/mo
Deposit HK$3.44M · loan HK$30.98M · min. income ≈ HK$300,336/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,202
−HK$8,493/mo
▼ 0.25% · 3.875%
HK$161,418
−HK$4,277/mo
Today · 4.125%
HK$165,695
baseline
▲ 0.50% · 4.625%
HK$174,429
+HK$8,734/mo
Deposit HK$3.44M · loan HK$30.98M · min. income ≈ HK$331,390/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,171 · Scale 2, in force from 26 Feb 2026)