LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,512
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,954
−HK$2,482/mo
Today · 4.125%
HK$83,436
baseline
▲ 0.50% · 4.625%
HK$88,512
+HK$5,076/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$166,872/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,344
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$89,686
−HK$2,377/mo
Today · 4.125%
HK$92,063
baseline
▲ 0.50% · 4.625%
HK$96,916
+HK$4,853/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$184,126/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,215
−HK$5,908/mo
▼ 0.25% · 3.875%
HK$97,145
−HK$2,978/mo
Today · 4.125%
HK$100,123
baseline
▲ 0.50% · 4.625%
HK$106,215
+HK$6,092/mo
Deposit HK$13.77M · loan HK$20.66M · min. income ≈ HK$200,246/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,813
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$107,624
−HK$2,851/mo
Today · 4.125%
HK$110,475
baseline
▲ 0.50% · 4.625%
HK$116,299
+HK$5,824/mo
Deposit HK$13.77M · loan HK$20.66M · min. income ≈ HK$220,950/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,917
−HK$6,893/mo
▼ 0.25% · 3.875%
HK$113,336
−HK$3,474/mo
Today · 4.125%
HK$116,810
baseline
▲ 0.50% · 4.625%
HK$123,917
+HK$7,107/mo
Deposit HK$10.33M · loan HK$24.10M · min. income ≈ HK$233,620/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,463,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,282
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$125,561
−HK$3,327/mo
Today · 4.125%
HK$128,888
baseline
▲ 0.50% · 4.625%
HK$135,682
+HK$6,794/mo
Deposit HK$10.33M · loan HK$24.10M · min. income ≈ HK$257,776/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,463,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,322
−HK$8,862/mo
▼ 0.25% · 3.875%
HK$145,718
−HK$4,466/mo
Today · 4.125%
HK$150,184
baseline
▲ 0.50% · 4.625%
HK$159,322
+HK$9,138/mo
Deposit HK$3.44M · loan HK$30.99M · min. income ≈ HK$300,368/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,219
−HK$8,494/mo
▼ 0.25% · 3.875%
HK$161,436
−HK$4,277/mo
Today · 4.125%
HK$165,713
baseline
▲ 0.50% · 4.625%
HK$174,448
+HK$8,735/mo
Deposit HK$3.44M · loan HK$30.99M · min. income ≈ HK$331,426/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,330 · Scale 2, in force from 26 Feb 2026)