LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,522
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,964
−HK$2,482/mo
Today · 4.125%
HK$83,446
baseline
▲ 0.50% · 4.625%
HK$88,523
+HK$5,077/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$166,892/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,355
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$89,698
−HK$2,376/mo
Today · 4.125%
HK$92,074
baseline
▲ 0.50% · 4.625%
HK$96,928
+HK$4,854/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$184,148/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,226
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$97,157
−HK$2,978/mo
Today · 4.125%
HK$100,135
baseline
▲ 0.50% · 4.625%
HK$106,228
+HK$6,093/mo
Deposit HK$13.77M · loan HK$20.66M · min. income ≈ HK$200,270/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,826
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$107,637
−HK$2,852/mo
Today · 4.125%
HK$110,489
baseline
▲ 0.50% · 4.625%
HK$116,313
+HK$5,824/mo
Deposit HK$13.77M · loan HK$20.66M · min. income ≈ HK$220,978/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,931
−HK$6,893/mo
▼ 0.25% · 3.875%
HK$113,350
−HK$3,474/mo
Today · 4.125%
HK$116,824
baseline
▲ 0.50% · 4.625%
HK$123,933
+HK$7,109/mo
Deposit HK$10.33M · loan HK$24.10M · min. income ≈ HK$233,648/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,463,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,297
−HK$6,607/mo
▼ 0.25% · 3.875%
HK$125,577
−HK$3,327/mo
Today · 4.125%
HK$128,904
baseline
▲ 0.50% · 4.625%
HK$135,699
+HK$6,795/mo
Deposit HK$10.33M · loan HK$24.10M · min. income ≈ HK$257,808/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$1,463,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,339
−HK$8,864/mo
▼ 0.25% · 3.875%
HK$145,736
−HK$4,467/mo
Today · 4.125%
HK$150,203
baseline
▲ 0.50% · 4.625%
HK$159,342
+HK$9,139/mo
Deposit HK$3.44M · loan HK$30.99M · min. income ≈ HK$300,406/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,239
−HK$8,495/mo
▼ 0.25% · 3.875%
HK$161,456
−HK$4,278/mo
Today · 4.125%
HK$165,734
baseline
▲ 0.50% · 4.625%
HK$174,470
+HK$8,736/mo
Deposit HK$3.44M · loan HK$30.99M · min. income ≈ HK$331,468/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,511 · Scale 2, in force from 26 Feb 2026)