LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,530
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,972
−HK$2,482/mo
Today · 4.125%
HK$83,454
baseline
▲ 0.50% · 4.625%
HK$88,532
+HK$5,078/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$166,908/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,364
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,707
−HK$2,377/mo
Today · 4.125%
HK$92,084
baseline
▲ 0.50% · 4.625%
HK$96,937
+HK$4,853/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$184,168/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,236
−HK$5,909/mo
▼ 0.25% · 3.875%
HK$97,167
−HK$2,978/mo
Today · 4.125%
HK$100,145
baseline
▲ 0.50% · 4.625%
HK$106,239
+HK$6,094/mo
Deposit HK$13.78M · loan HK$20.66M · min. income ≈ HK$200,290/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,836
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$107,648
−HK$2,852/mo
Today · 4.125%
HK$110,500
baseline
▲ 0.50% · 4.625%
HK$116,325
+HK$5,825/mo
Deposit HK$13.78M · loan HK$20.66M · min. income ≈ HK$221,000/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,942
−HK$6,894/mo
▼ 0.25% · 3.875%
HK$113,361
−HK$3,475/mo
Today · 4.125%
HK$116,836
baseline
▲ 0.50% · 4.625%
HK$123,945
+HK$7,109/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$233,672/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,463,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,309
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$125,589
−HK$3,328/mo
Today · 4.125%
HK$128,917
baseline
▲ 0.50% · 4.625%
HK$135,712
+HK$6,795/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$257,834/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,463,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,354
−HK$8,864/mo
▼ 0.25% · 3.875%
HK$145,750
−HK$4,468/mo
Today · 4.125%
HK$150,218
baseline
▲ 0.50% · 4.625%
HK$159,358
+HK$9,140/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$300,436/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,254
−HK$8,496/mo
▼ 0.25% · 3.875%
HK$161,472
−HK$4,278/mo
Today · 4.125%
HK$165,750
baseline
▲ 0.50% · 4.625%
HK$174,487
+HK$8,737/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$331,500/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,658 · Scale 2, in force from 26 Feb 2026)