LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,531
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,974
−HK$2,481/mo
Today · 4.125%
HK$83,455
baseline
▲ 0.50% · 4.625%
HK$88,534
+HK$5,079/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$166,910/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,365
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,708
−HK$2,377/mo
Today · 4.125%
HK$92,085
baseline
▲ 0.50% · 4.625%
HK$96,939
+HK$4,854/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$184,170/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,237
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,168
−HK$2,979/mo
Today · 4.125%
HK$100,147
baseline
▲ 0.50% · 4.625%
HK$106,240
+HK$6,093/mo
Deposit HK$13.78M · loan HK$20.66M · min. income ≈ HK$200,294/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,838
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$107,650
−HK$2,852/mo
Today · 4.125%
HK$110,502
baseline
▲ 0.50% · 4.625%
HK$116,327
+HK$5,825/mo
Deposit HK$13.78M · loan HK$20.66M · min. income ≈ HK$221,004/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,943
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$113,363
−HK$3,475/mo
Today · 4.125%
HK$116,838
baseline
▲ 0.50% · 4.625%
HK$123,947
+HK$7,109/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$233,676/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,463,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,311
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$125,591
−HK$3,328/mo
Today · 4.125%
HK$128,919
baseline
▲ 0.50% · 4.625%
HK$135,714
+HK$6,795/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$257,838/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,463,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,356
−HK$8,864/mo
▼ 0.25% · 3.875%
HK$145,753
−HK$4,467/mo
Today · 4.125%
HK$150,220
baseline
▲ 0.50% · 4.625%
HK$159,360
+HK$9,140/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$300,440/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,257
−HK$8,496/mo
▼ 0.25% · 3.875%
HK$161,474
−HK$4,279/mo
Today · 4.125%
HK$165,753
baseline
▲ 0.50% · 4.625%
HK$174,490
+HK$8,737/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$331,506/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,679 · Scale 2, in force from 26 Feb 2026)