LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,536
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,979
−HK$2,482/mo
Today · 4.125%
HK$83,461
baseline
▲ 0.50% · 4.625%
HK$88,539
+HK$5,078/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$166,922/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,371
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,714
−HK$2,377/mo
Today · 4.125%
HK$92,091
baseline
▲ 0.50% · 4.625%
HK$96,945
+HK$4,854/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$184,182/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,243
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,175
−HK$2,978/mo
Today · 4.125%
HK$100,153
baseline
▲ 0.50% · 4.625%
HK$106,247
+HK$6,094/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$200,306/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,845
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$107,657
−HK$2,852/mo
Today · 4.125%
HK$110,509
baseline
▲ 0.50% · 4.625%
HK$116,334
+HK$5,825/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$221,018/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,951
−HK$6,894/mo
▼ 0.25% · 3.875%
HK$113,371
−HK$3,474/mo
Today · 4.125%
HK$116,845
baseline
▲ 0.50% · 4.625%
HK$123,955
+HK$7,110/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$233,690/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,463,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,319
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$125,599
−HK$3,328/mo
Today · 4.125%
HK$128,927
baseline
▲ 0.50% · 4.625%
HK$135,723
+HK$6,796/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$257,854/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,463,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,365
−HK$8,865/mo
▼ 0.25% · 3.875%
HK$145,762
−HK$4,468/mo
Today · 4.125%
HK$150,230
baseline
▲ 0.50% · 4.625%
HK$159,371
+HK$9,141/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$300,460/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,267
−HK$8,497/mo
▼ 0.25% · 3.875%
HK$161,485
−HK$4,279/mo
Today · 4.125%
HK$165,764
baseline
▲ 0.50% · 4.625%
HK$174,502
+HK$8,738/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$331,528/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,777 · Scale 2, in force from 26 Feb 2026)