LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,537
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,980
−HK$2,482/mo
Today · 4.125%
HK$83,462
baseline
▲ 0.50% · 4.625%
HK$88,540
+HK$5,078/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$166,924/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,371
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,715
−HK$2,377/mo
Today · 4.125%
HK$92,092
baseline
▲ 0.50% · 4.625%
HK$96,946
+HK$4,854/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$184,184/mo (50% DSR)
Upfront cash ≈ HK$18.68M (deposit + AVD stamp duty HK$1,463,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,244
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,176
−HK$2,978/mo
Today · 4.125%
HK$100,154
baseline
▲ 0.50% · 4.625%
HK$106,248
+HK$6,094/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$200,308/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,846
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$107,658
−HK$2,852/mo
Today · 4.125%
HK$110,510
baseline
▲ 0.50% · 4.625%
HK$116,335
+HK$5,825/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$221,020/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,951
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$113,372
−HK$3,474/mo
Today · 4.125%
HK$116,846
baseline
▲ 0.50% · 4.625%
HK$123,956
+HK$7,110/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$233,692/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,463,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,320
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$125,600
−HK$3,328/mo
Today · 4.125%
HK$128,928
baseline
▲ 0.50% · 4.625%
HK$135,724
+HK$6,796/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$257,856/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,463,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,366
−HK$8,865/mo
▼ 0.25% · 3.875%
HK$145,763
−HK$4,468/mo
Today · 4.125%
HK$150,231
baseline
▲ 0.50% · 4.625%
HK$159,372
+HK$9,141/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$300,462/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,268
−HK$8,497/mo
▼ 0.25% · 3.875%
HK$161,486
−HK$4,279/mo
Today · 4.125%
HK$165,765
baseline
▲ 0.50% · 4.625%
HK$174,503
+HK$8,738/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$331,530/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,789 · Scale 2, in force from 26 Feb 2026)