LTV · monthly repayment
▼ 0.50% · 3.625%
HK$78,540
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,983
−HK$2,482/mo
Today · 4.125%
HK$83,465
baseline
▲ 0.50% · 4.625%
HK$88,544
+HK$5,079/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$166,930/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,463,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,375
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,718
−HK$2,377/mo
Today · 4.125%
HK$92,095
baseline
▲ 0.50% · 4.625%
HK$96,950
+HK$4,855/mo
Deposit HK$17.22M · loan HK$17.22M · min. income ≈ HK$184,190/mo (50% DSR)
Upfront cash ≈ HK$18.69M (deposit + AVD stamp duty HK$1,463,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,248
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$97,179
−HK$2,979/mo
Today · 4.125%
HK$100,158
baseline
▲ 0.50% · 4.625%
HK$106,252
+HK$6,094/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$200,316/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,850
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$107,662
−HK$2,852/mo
Today · 4.125%
HK$110,514
baseline
▲ 0.50% · 4.625%
HK$116,340
+HK$5,826/mo
Deposit HK$13.78M · loan HK$20.67M · min. income ≈ HK$221,028/mo (50% DSR)
Upfront cash ≈ HK$15.24M (deposit + AVD stamp duty HK$1,463,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,956
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$113,376
−HK$3,475/mo
Today · 4.125%
HK$116,851
baseline
▲ 0.50% · 4.625%
HK$123,961
+HK$7,110/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$233,702/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,463,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,325
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$125,605
−HK$3,328/mo
Today · 4.125%
HK$128,933
baseline
▲ 0.50% · 4.625%
HK$135,730
+HK$6,797/mo
Deposit HK$10.33M · loan HK$24.11M · min. income ≈ HK$257,866/mo (50% DSR)
Upfront cash ≈ HK$11.80M (deposit + AVD stamp duty HK$1,463,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,372
−HK$8,865/mo
▼ 0.25% · 3.875%
HK$145,769
−HK$4,468/mo
Today · 4.125%
HK$150,237
baseline
▲ 0.50% · 4.625%
HK$159,378
+HK$9,141/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$300,474/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,275
−HK$8,497/mo
▼ 0.25% · 3.875%
HK$161,493
−HK$4,279/mo
Today · 4.125%
HK$165,772
baseline
▲ 0.50% · 4.625%
HK$174,510
+HK$8,738/mo
Deposit HK$3.44M · loan HK$31.00M · min. income ≈ HK$331,544/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$1,463,845 · Scale 2, in force from 26 Feb 2026)